• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    7.77% p.a.

  • Annual Fee


Feature Highlights
  • Up to 10% cashback on grocery transactions at selected merchants
  • Earn 3x UNIRM reward points with every RM1 spent at selected Department Stores
  • Complimentary access at True Fitness*
Insurance / Health


  • Up to 15% cashback at selected restaurants

Insurance / Health

  • Up to 10% cashback at selected outlets ((Colour Culture, T Galleria, Mayfair Bodyline etc))


  • Up to 5% cashback at selected outlets


  • 3x UNIRinggit Reward Points for every RM1 spent at selected departmental stores ((Aeon Store, Parkson, Isetan, Metrojaya, Sogo, Robinson))


  • Up to 10% cashback on grocery transactions at selected merchants

Other Features

  • Balance Transfer

    • 7.77% per annum for a tenure of 6 months; 0% one-time upfront fee

  • Instalment Plan

    • 0% interest Installment Payment Plan for watches, jewellery, shoes, and/or bag worth RM2,000 and above at all participating merchants

Card Information

Annual Fee RM600.00
Min. Monthly Income RM8,334.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM30
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fees and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount


Cash advance charge

Higher of RM20 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

The Ladies' Best Friend

With UOB Lady’s Solitaire Card, you will be able to enjoy up to 10% cashback on dining, insurance/health and fashion at selected merchants. You will be able to earn 3x UNIRM reward points with every RM1 spent on weekends at selected Department stores. On top of that, you will be able to enjoy complimentary access at True Fitness with one complimentary session with a True Fitness Personal Trainer and also one complimentary True Spa Back Massage session. You may also convert transactions above RM2,000 on designer shoes, bags and more into 6-months or 12-months installment plan at 0% interest. So this means that you will be able to enjoy by spending like a queen.

Fees and Charges

For this card the annual fee for the principal card is RM600 and RM30 for supplementary card. The cashback limit you will be able to earn per month is RM100 and the Reward Points that you earn will expire in 3 years time for the month it was collected. Moreover, to enjoy a low finance charge of 15% per annum, you will need to settle the minimum payment which is 5% of the outstanding balance or RM50 whichever is higher. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements than you will be charged with the finance charge of 18% per annum. If you are planning to conduct any balance transfer from any existing credit card, you will be with a finance charge of 7.77% per annum for tenure of 6 months with 0% one-time upfront fee.

Are You Eligible For The UOB Lady's Solitaire Card?

To apply for the UOB Lady’s Solitaire Card (principal), it's exclusively for ladies of at least 21 years old with a minimum monthly income of RM8,334 and for the supplementary card, you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Ladys Platinum Credit Card and OCBC MasterCard Blue / Pink, which may match your requirements.

If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!