credit card image
Logo

RHB World Mastercard Credit Card/-i

Earn up to 6% cashback for local spending.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 6,667
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    Up to 6%
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 6% cash back for local spending
  • Up to 2% cash back for oversea spending
  • Lounge and golf privileges

  • icon petrol Petrol

    • 6% cash back if total monthly spending on petrol is RM3,500 and above
    • 2% cash back if total monthly spending on petrol is between RM2,500 and RM3,499
    • 1% cash back if total monthly spending on petrol is between RM1,000 and RM2,499

  • icon travel Travel

    • 6% cash back if total monthly spending on travelling is RM3,500 and above
    • 2% cash back if total monthly spending on travelling is between RM2,500 and RM3,499
    • 1% cash back if total monthly spending on travelling is between RM1,000 and RM2,499

  • icon dining Dining

    • 6% cash back if total monthly spending on dining is RM3,500 and above
    • 2% cash back if total monthly spending on dining is between RM2,500 and RM3,499
    • 1% cash back if total monthly spending on dining is between RM1,000 and RM2,499
    • 2% cash back if total monthly oversea spending on dining is RM3,500 and above
    • 1% cash back if total monthly oversea spending on dining is between RM2,500 and RM3,499
    • 0.5% cash back if total monthly oversea spending on dining is between RM1,000 and RM2,499

  • icon groceries Groceries

    • Up to 0.20% cashback on domestic local spend if the total monthly spending is RM1,000 and above
    • 2% cash back if total monthly overseas spending on groceries is RM3,500 and above
    • 1% cash back if total monthly overseas spending on groceries is between RM2,500 and RM3,499
    • 0.5% cash back if total monthly overseas spending on groceries is between RM1,000 and RM2,499

  • icon shopping Shopping

    • Up to 0.20% cashback on domestic local spend if the total monthly spending is RM1,000 and above
    • 2% cash back if total monthly overseas spending on shopping is RM3,500 and above
    • 1% cash back if total monthly overseas spending on shopping is between RM2,500 and RM3,499
    • 0.5% cash back if total monthly overseas spending on shopping is between RM1,000 and RM2,499

icon tag Other Features

  • Plaza Premium Lounge Privileges: 5x complimentary access in a calendar year to selected Plaza Premium Lounges/Aerotel in Malaysia. Thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
  • : 25% Discount at all Plaza Premium Lounges in Malaysia for all accompanying guests
  • : 20% Discount at Plaza Premium Lounges all around the world (except Shanghai & Beijing)
  • Protection Plan: Travel Insurance with coverage of up to RM600,000 if full airfare is charged to this credit card
  • Balance Transfer: [Plan A] : 4.88% p.a for tenure of 6 months, [Plan B] : 4.88% p.a for tenure of 12 months, [Plan C] : 5.88% p.a for tenure of 24 months, [Plan D] : 6.88% p.a for tenure of 36 months
  • Installment Plan: 0% interest Installment Payment Plan at all participating merchants

icon info Card Information

Annual Fee Waived
Min. Monthly Income RM 6667
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Waived
Late payment charge RM10 or 1% of outstanding balance (whichever is higher), with maximum charge of RM100
Cash advance amount 80% of card credit limit
Cash advance charge
Cash advance interest charge
Rewards points expiry N/A

icon review
Product Review by

Local and Overseas Cash Back

Get up to 6% cashback for dining, travelling and petrol when you spend with RHB World Mastercard Credit Card. For monthly spending RM3,500 and above, you will get 6% cashback on petrol, travel and dining expenses. If your monthly spending is between RM2,500 and RM3,499, you can get 2% cash back while if your monthly spending is between RM1,000 and RM2,499, you can get 1% cash back. For other spending, you get 0.2% cashback regardless of the amount spent. Besides that, you can get 2% cashback for oversea spending if your monthly spending is above RM3,500. You can get 1% cash back if your monthly spending is between RM2,500 and RM3,499 while 0.5% cash back is yours if your monthly spending is between RM1,000 and RM2,499. You also can enjoy 5x complimentary access to Plaza Premium Lounge in Malaysia and complimentary green fee at selected golf courses in Malaysia.

Fees and Charges

There is no annual fee charged to both principal and supplementary cardholders as it is waived for life. By settling your payments early before the deadline (paying the minimum monthly repayment of RM50 or 5% of outstanding balance, whichever is higher), you will get a low interest or 15% p.a. If you fail to make your payment on time, you will be charged late payment charges of 1% of outstanding amount or RM10, up to a maximum fee of RM100.

Are You Eligible For RHB World Mastercard Credit Card?

You need to be at least 21 years old and earn a minimum monthly income of RM6,667 to be a RHB World Mastercard Credit Card holder. To be a supplementary holder, you need to be at least 18 years old.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!

Get free weekly money tips!

*Free of charge. Unsubscribe anytime.
image of two hands holding a package