• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 5% cashback on all weekend transactions
  • Up to 5x TreatsPoints from local and overseas transactions
  • Low interest rate starting from 15% per annum


Get Rewarded and Win Cashback up to RM150 [T&C apply]*

  • Offer 1 : Apply Online and get a Lee Copper Aviator Sunglasses or Delsey Backpack.
  • Offer 2 : Spent RM 1000 within 45 days and stand a chance to get upto RM 150 Cash back. [T&C apply]


  • 5% weekend cashback (Maybankard 2 American Express only)
  • 1 TreatsPoints for every RM1 spent (Maybankard 2 American Express and MasterCard/VISA)


  • 5% weekend cashback (Maybank 2 American Express Card)
  • 5 TreatsPoints for every RM1 spent (Maybank 2 American Express Card)


  • 5% weekend cashback (Maybank 2 American Express Card.)
  • 5 TreatsPoints for every RM1 spent (Maybank 2 American Express Card.)
  • 1 TreatsPoints for every RM1 spent locally or abroad ( Maybankard 2 MasterCard/VISA)


  • 5% weekend cashback (Maybank 2 American Express Card.)
  • 5 TreatsPoints for every RM1 spent (Maybank 2 American Express Card.)
  • 1 TreatsPoints for every RM1 spent locally or abroad ( Maybankard 2 MasterCard/VISA)


  • 5 TreatsPoints for every RM1 spent overseas or locally (Maybankard 2 American Express only)

Other Features

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; subject to one time upfront fee at 3% of approved amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Lifetime Fee Waiver)
Min. Monthly Income RM2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM50 per month

Rewards points expiry

3 years

Product Review by iMoney Malaysia

Maybank 2 cards are 2 credit cards (American Express and Visa / Mastercard) with one single sign up and single joint account where all spending on both cards will be recorded together. So it can be considered as one credit card with the benefits of two credit cards, to be used whenever suitable.

Great For Weekends, Collect Points Quickly

By swiping your Maybank 2 cards on the weekend, you will enjoy 5% cashback on all transactions with the American Express credit card and on top of that, you will also earn 5x Treatspoints for all retail spending locally or abroad.(Government bodies No treatspoints) The other Visa / MasterCard, you will earn 1x TreatPoint if you swipe your card for all spending anytime and no cashback.

Fees and Charges

There is no annual fee for the Maybank 2 Cards as it is waived for life including the supplementary cards. However, for this card there is a cashback limit of RM 50 per month and reward points that expire after 3 years from the month it was gained. If you settle your payments promptly on time with 5% of the outstanding or RM25 whichever is higher, you get to enjoy an incredibly low finance charge of 15% per annum. This card is beneficial if you are planning to conduct a balance transfer as there is a 0% rate for the 12-month plan. There's also 0% installment payment plan at all participating merchants.

Are You Eligible For The Maybank 2 Cards?

To apply for Maybank 2 Gold Cards, all you need is just a minimum income of RM2,500 and for Maybankard 2 Platinum Cards it is RM5,000, The minimum age requirement for both types of cards is at least 21 years old. For the supplementary cards, the minimum age requirement is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank American Express Platinum and Public Bank Visa Classic Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!

Sign-up period: Offer 1 : 15th February 2019 to 30th June 2019 for Acquisition Gift
Sign-up period: Offer 2 : 15th February 2019 to 30th April 2019 for Cashback Promotion
*Maybank Promotion Terms and Conditions