• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 5% cashback on petrol (Friday and Saturday only)
  • 5% cashback on groceries (Friday and Saturday only)
  • 1 TreatsPoint for every RM1 spent


Apply Online with iMoney  & be rewarded !! [T&C apply]

  • Apply for Maybank cards online with iMoney, Spend  and get up to RM 100 Cashback
  • Promotion ends 30 June 2021 !
  • Applicable to New to bank customers only !
  • T&Cs Apply !


  • 5% cashback on petrol ((Friday & Saturday only))
  • 1 TreatsPoint for every RM1 spent


  • 5% cashback on groceries ((Friday & Saturday only))
  • 1 TreatsPoint for every RM1 spent


  • 1 TreatsPoint for every RM1 spent


  • 1 TreatsPoint for every RM1 spent


  • 1 TreatsPoint for every RM1 spent

Other Features

  • Annual Fees Free for life

Card Information

Annual Fee Free
Min. Monthly Income RM2,500.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Earn Cashbacks and TreatsPoints For Every Ringgit You Spent

Maybank Master Card Ikhwan Gold Card offers you many exciting cashback and rewards benefits! This card rewards you 1 TreatPoint for every RM1 you charge to your card. If you pump petrol on Friday or Saturday, you will get to enjoy 5% cashback! Same goes to groceries spending, you will get 5% cashback on every Friday and Saturday. Umrah Trip. One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non exchangeable / transferable. Spend retail transaction of RM200 minimum in a single receipt .Every RM200 and above spend in a single receipt equivalent to 1x Entry, what's more, with subscribing this card the Bank will contribute 0.1% for charity purposes. (Charity Fund) a card that give back to the society.

There is no annual fee required to renew your main card and supplementary card, it will be permanently waived for life. Interest charge will be 15% per annum, if you able to perform prompt payment for 12 consecutive months. 17% per annum of interest will be charged on you if there are only 10 out of 12 months of prompt payment. Otherwise, you will are at the highest tier of interest rate, which is 18% per annum. Minimum monthly payment will be higher of RM25 or 5% of statement balance. For any late payment, you will be charged for 1% of outstanding balances or RM10, with maximum charge of RM100. If you withdraw cash from this card, you will be charged for higher of RM18 or 5% of withdrawn cash amount.

Are You Eligible For The Maybank Master Card Ikhwan Gold Card?

To apply Maybank Master Card Ikhwan Gold Card, you must be at least 21 years old, with minimum monthly income of RM2,500. Supplementary card holders must be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic MasterCard Ikhwan Platinum Card and Bank Islam Gold Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

Sign-up period: 01-Apr-2021 to 30-June-2021 for Cashback Campaign
*Maybank Promotion Terms and Conditions