HSBC Premier World MasterCard

  • Min. Monthly Income
    RM 3000
  • Interest Rate
    15% p.a.
  • Cashback
    -
  • Annual Fee
    Free
"Earn up to 10x Reward Points from all overseas hotel, dining, and shopping spending! "
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Key Features

Earn up to 10x Reward Points from hotel, dining, and shopping spending

Earn up to 10x Reward Points from hotel, dining, and shopping spending

Earn 1x Reward Point from other retail spending

Earn 1x Reward Point from other retail spending

Earn 1x Reward Point from other retail spending

10x Reward Points for every RM1 spent on overdining overseas

Benefits on...

  • Groceries

    • 8x Reward Points for every RM1 spent at participating outlets at Mid Valley Megamall and The Gardens Mall
    • 5x Reward Points for every RM1 spent at more than 30 participating malls nationwide

  • Shopping

    • 8x Reward Points for every RM1 spent at participating outlets at Mid Valley Megamall and The Gardens Mall
    • 5x Reward Points for every RM1 spent at more than 30 participating malls nationwide

  • Travel

    Be Eligible for AirMiles on your local & overseas spent

  • Dining

    5x Reward Points for every RM1 spent on dining locally

  • Petrol

    1 Reward Point for every RM1 spent

More details

  • icon Eligibility/Documents Eligibility/Documents

    Min. Monthly Income
    RM 3000
    Min. Age for Principal Holder
    21

  • icon Fees and charges Fees and charges

    Other Fees and charges

    Late Payment Charges
    Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
    Finance Charges
    15% p.a. - prompt payment for 12 consecutive months
    17% p.a. - prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met
    Sales and Services Tax (SST)
    0% on annual fee and other charges

  • icon Supplementary Card Supplementary Card

    Min. Age for Supplementary Holder
    18 years old
    Fee for Supplementary Holder
    Free of charge

  • icon Cash Advance Cash Advance

    Amount
    RM5,000 per day
    Charge
    Higher of RM15 or 5% of cash advance amount

    Other cash advance info

    Cash Advance Interest Charge
    18% per annum of cash advance amount

  • icon Others Others

    Rewards Points Expiry
    N/A

    Other benefits

    Travel
    3-hour complimentary access to Plaza Premium Lounge at Kuala Lumpur International Airport
    Exclusive Offers
    Get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC Premier Master card abroad with HSBC ' s home & Away
    Balance Transfer
    [Plan A] : 3% upfront interest charge, 0% for the next 5 months, [Plan B] : 0.58% per month (6.99% p.a.) for a tenure of 12 months, [Plan C] : 0.42% per month (4.99% p.a.) for a tenure of 6 months

Balance Transfer to any HSBC credit cards

6 months

Interest Rate
4.99% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

12 months

Interest Rate
6.99% p.a.
Min. Transfer Amount
RM1,000
One-time Upfront fee
-

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Review by iMoney

  • HSBC Premier World MasterCard offers 10x Reward Points on overseas hotel room and dining expenses. Aside from that, spending in participating outlets at Mid Valley Megamall and The Gardens Mall gives you up to 8x Reward Points. Meanwhile, 5x Reward Points would also be granted on airline ticket purchases, room and dining spend at local hotels and other spendings at other malls. By collecting the Reward Points, you can convert them to air miles. You can also get exclusive offers on dining, shopping & entertainment deals when you swipe your HSBC Premier Master card abroad with HSBC 's home&Away

  • For this card, there is no annual fees. It is free for life including for the supplementary cards. The 10x Reward Points is granted for a minimum total spending of RM2,000 per month whereas a minimum overall spending of RM1,500 will be given 5x or 8x Reward Points (depends on the category spent on). By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

  • To apply for HSBC Premier World MasterCard, you need to be a Premier account holder and to be at least 21 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Amanah Premier World MasterCard-i and Maybank World MasterCard, which may match your requirements.

    If you prefer to broaden your credit card search, review more HSBC credit cards and start comparing today!