Promotion
Get up to RM900 Cashback* and 8x Timeless Bonus Points
Apply for an Alliance Bank VISA Credit Card now!
Alliance Bank Visa Infinite
-
- Min. Monthly Income
- RM 5000
-
- Interest Rate
- 15% p.a.
-
- Cashback
- -
-
- Annual Fee
- Free
"Up to 8x Timeless Bonus Points from online shopping transactions and eWallet Top-up Up to 5x Timeless Bonus Points from Groceries and Overseas transactions"
iMoney Editor's Review
Key Features
Up to 8x Timeless Bonus Points from online shopping transactions and eWallet Top-up
Up to 5x Timeless Bonus Points from Groceries and Overseas transactions
Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
Benefits on...
-
Shopping
Up to 8x Timeless Bonus Points from online shopping transactions and eWallet Top-up -
Groceries
Up to 5x Timeless Bonus Points from Groceries and Overseas transactions -
Travel
Up to 5x Timeless Bonus Points from Groceries and Overseas transactions -
Dining
Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions -
Entertainment
Up to 1x Timeless Bonus Points for Contactless transactions, Dining, Entertainment, Auto billing and Other retail transactions
More details
-
Eligibility/Documents
- Min. Monthly Income
- RM 5000
- Min. Age for Principal Holder
- 21
-
Fees and charges
- Annual Fee
- First year fee is waived. Subsequent years’ fees will be waived with minimum spend of RM12,000 in 12 months
Other Fees and charges
- Late Payment Charges
- Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
- Finance Charges
- 15% p.a. – prompt minimum payment for 12 consecutive months
- 17% p.a. – prompt payment for at least 10 out of 12 months
- 18% p.a – if any of the above is not met
- Sales and Services Tax (SST)
- 0% on annual fee and other charges
-
Supplementary Card
- Min. Age for Supplementary Holder
- 18 and above years old
- Fee for Supplementary Holder
- Free of charge
-
Cash Advance
- Amount
- Up to 80% of Credit Limit of your card
- Charge
- Higher of RM15.00 or 5.0% of cash advance amount
Other cash advance info
- Cash Advance Interest Charge
- 18% per annum on cash advance amount
-
Others
- Rewards Points Expiry
- N/A
Other benefits
- Other Features
- 0% Flexi Payment Plan for 3 months for Flight ticket purchases, Hotel bookings and Overseas spend
- Balance Transfer
- 6 months: 0.00% per annum; min. transfer RM1,000; 0% one-time upfront fee*, 12 months: 3.99% per annum; min. transfer RM1,000; 0% one-time upfront fee*
- Installment Pla
- 0% Installment Payment Plan at all participating merchants
Balance Transfer to any Alliance Bank credit cards
Prefer to talk to our customer care agents?
How do you apply for a credit card online?
Step 1
Use our Credit Card Smart Search to find a list of cards that fits your needs! Choose the one you are interested in.
Step 2
Once you fill in your contact details, we will call you to help you apply!
Read more about Credit Card
Review by iMoney
-
Alliance Bank Visa Infinite offers you up to 8x points for online shopping transactions and eWallet top-up, earn up to 5x Timeless Bonus Points from Groceries and Overseas transactions, earn up to 1x points for every RM1 retail spending locally and you may also get 0% Flexi Payment Plan for 3 months for Flight ticket purchases, Hotel bookings and Overseas spend.
-
First year fee is waived. Subsequent years fees will be waived with minimum spend of RM 12,000 in 12 months. Otherwise, it’s RM438 for principal cardholders. There's finance charge of 15% per annum if you settle your payment promptly on 12 out of 12 months. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements, there's 18% per annum to be charged. If you are planning to conduct a balance transfer, you will be charged with the finance charge from 9.88% per annum for tenure up to 48 months with 0% one-time upfront fee.
-
to be eligible to apply for the Alliance Bank Visa Infinite (principal card), you will need to be at least 21 years old with a minimum income of RM60, 000 per annum and for the supplementary card you will need to be at least 18 years old.
Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Business Platinum Card and AmBank Visa Infinite, which may match your requirements.
if you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today !