2025 AEON Gold Credit Card - Earn Rewards While Spending

Min. Monthly Income

RM 3,000
Interest Rate

15% p.a.
Cashback

RM100/mth
Annual Fee

RM 95

Key Features

8% AEON BiG & AEON Retail Cashback
5% Dining Cashback
Up to 3X AEON Points

Shopping

8/10

Travel

6/10

Petrol

8/10

Groceries

7/10

Rewards

7/10

Dining

9/10

Cashback

7/10

Groceries
- 2X AEON Points at every RM1 spent every day at AEON Stores (except 20th and 28th). 1X AEON Point for every RM2 spend on other transaction 3X AEON Points on overseas spend 8% Cashback on AEON Thank You Day
Dining
- 5% Cashback on Dining Transaction.Applicable to dining transactions with T&C
Insurance or Health
- Up to RM200,000 insurance coverage.

Other Features

AEON Points: 2X AEON Points at every RM1 spent every day at AEON Stores (except 20th and 28th). 1X AEON Point for every RM2 spend on other transaction (exclude petrol, government department, trading, utility bills and all fees and charges related transactions.) 3X AEON Points on overseas spend
8% Cashback on AEON Thank You Day: 8% Cashback on AEON Thank You Day in AEON Stores on the 20th & 28th of every month.
Virtual Card: Activate and spend virtual credit card instantly, while waiting physical card delivery. Conveniently accessible via AEON Wallet.

Card Information

Annual Fee	Free
Min. Monthly Income	RM 3000
Min. age for principal holder	21
Fee for principal holder	RM 95
Min. age for supplementary holder	18 years old
Fee for supplementary holder	RM60

Late payment charge	Minimum RM10 or 1% of the total outstanding retail and cash advance transactions, whichever is higher subject to a maximum of RM100.
Cash advance amount	Maximum withdrawal is up to RM3,000 per day
Cash advance charge	5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance transaction.
Cash advance interest charge	18% p.a. of the Cash Advance amount calculated on a daily basis from the day of the cash withdrawal.

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Earn Rewards for every Ringgit spent

Every RM1 you charge to your AEON Gold Card gives you 1X AEON points. Besides, you will also enjoy free access to KLIA Plaza Premium Lounge while waiting for your flight for up to 3X times a year with the following complimentary facilities: hot meals and beverages, massage chair, shower with amenities, high-speed Internet access and local calls etc.

Fees and Charges

The annual fee for this card is RM95. The annual fee for a supplementary card is RM60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, the interest rate is as low as 3% of the total amount transferred. *No processing/ penalty fee for early settlement of your AEON Balance Transfer.

Are You Eligible For AEON Gold Visa/MasterCard?

To apply for the AEON Gold Visa/MasterCard, you need a minimum income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as NEW AEON Gold Visa / MasterCard and AEON BiG Gold Visa Card, which may match your requirements. If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

Key Features

Groceries

Dining

Insurance or Health

Other Features

Earn Rewards for every Ringgit spent

Fees and Charges

Are You Eligible For AEON Gold Visa/MasterCard?

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