Showing 153 results
Death & Permanent Disablement
60,000
Medical Expenses
3,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
4,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
5,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
6,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
7,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
8,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
9,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
4000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
7,500
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
3,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
3,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
7,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
8,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
9,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
12,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
12,500
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
7,500
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
1,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
3,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
5,000.00
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
7,500
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
4,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
7,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
8,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
9,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
15,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
20,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
50,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
1,000,000
Medical Expenses
10,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
100,000
Medical Expenses
4,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
150,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
200,000
Medical Expenses
6,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
250,000
Medical Expenses
7,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
300,000
Medical Expenses
8,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
400,000
Medical Expenses
9,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
500,000
Medical Expenses
10,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
750,000
Medical Expenses
10,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
-
Medical Expenses
1,000
Funeral / Repatriation Expenses
500
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
1,000
Death & Permanent Disablement
100,000
Medical Expenses
2,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
200,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
300,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
-
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
-
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
-
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
-
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
-
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
12,500
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
18,750
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
50,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
100,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
200,000
Medical Expenses
7,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
300,000
Medical Expenses
9,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
-
Medical Expenses
3,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
8,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
-
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
12,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
0
Medical Expenses
10,000
Funeral / Repatriation Expenses
0
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
75,000
Medical Expenses
1,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
100,000
Medical Expenses
2,000
Funeral / Repatriation Expenses
4,000
Death & Permanent Disablement
200,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
6,000
Death & Permanent Disablement
300,000
Medical Expenses
4,000
Funeral / Repatriation Expenses
8,000
Death & Permanent Disablement
500,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
3,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
3,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
4,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
5,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
6,500
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
25,000
Medical Expenses
1,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
1,000,000
Medical Expenses
10,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
50,000
Medical Expenses
2,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
100,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
150,000
Medical Expenses
4,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
200,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
300,000
Medical Expenses
6,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
400,000
Medical Expenses
7,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
500,000
Medical Expenses
8,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
750,000
Medical Expenses
9,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
3,500
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
7,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
10,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
1,000
Death & Permanent Disablement
100,000
Medical Expenses
4,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
80,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
2,500
Death & Permanent Disablement
200,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
3,500
Death & Permanent Disablement
50,000
Medical Expenses
3,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
100,000
Medical Expenses
4,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
150,000
Medical Expenses
5,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
200,000
Medical Expenses
6,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
300,000
Medical Expenses
7,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
500,000
Medical Expenses
8,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
750,000
Medical Expenses
9,500
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
1,000,000
Medical Expenses
20,000
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
-
Medical Expenses
500
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
-
Medical Expenses
1,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
-
Medical Expenses
1,500
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
-
Medical Expenses
2,500
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
50,000
Medical Expenses
3000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
100,000
Medical Expenses
4000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
7,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
-
Medical Expenses
9,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
50,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
1,000
Death & Permanent Disablement
100,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
2,000
Death & Permanent Disablement
200,000
Medical Expenses
7,500
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
1,000,000
Medical Expenses
10,000
Funeral / Repatriation Expenses
10,000
Death & Permanent Disablement
2,000,000
Medical Expenses
20,000
Funeral / Repatriation Expenses
15,000
Death & Permanent Disablement
3,000,000
Medical Expenses
30,000
Funeral / Repatriation Expenses
20,000
Death & Permanent Disablement
250,000
Medical Expenses
7,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
200,000
Medical Expenses
6,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
150,000
Medical Expenses
5,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
100,000
Medical Expenses
4,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
50,000
Medical Expenses
3,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
300,000
Medical Expenses
8,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
10,000
Medical Expenses
10,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
2,000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
2000
Funeral / Repatriation Expenses
-
Death & Permanent Disablement
-
Medical Expenses
3,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
-
Medical Expenses
4,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
-
Medical Expenses
7,000
Funeral / Repatriation Expenses
3,000
Death & Permanent Disablement
-
Medical Expenses
8,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
9,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
3,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
4,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
5,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
6,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
7,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
8,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
9,000
Funeral / Repatriation Expenses
5,000
Death & Permanent Disablement
-
Medical Expenses
10,000
Funeral / Repatriation Expenses
5,000

What Is Personal Accident Insurance?

A Personal Accident Insurance (PA Insurance) policy is an annual policy you can sign up for in order to insure yourself and/or your family against unfortunate events, such as injuries, disability or death caused by accidental circumstances.

How Does Personal Accident Insurance Work?

PA Insurance works just like most other insurance policies. Basically, you sign up for a PA Insurance policy with specific scale of benefits and scope of coverage, and pay an annual premium in order to enjoy such benefits and coverage. In the event of an accident which causes injuries, disability or death, you and/or your family are compensated with a sum of money based on the scale of benefits and scope of coverage as stated in your policy.

What Does Personal Accident Insurance Cover?

Different PA Insurance policies offer different coverage and scale of benefits. Typically, the standard types of coverage provided in a PA Insurance policy include: accidental death, permanent disablement, temporary total or partial disablement, medical expenses, corrective surgery, hospitalisation benefits and funeral expenses.

Are There Exclusions To The Coverage Of PA Insurance?

Yes, all PA Insurance policies have exclusions to their coverage, which may differ slightly from insurer to insurer. Generally, exclusions include injuries, disability and death caused by war, suicide, pre-existing physical or mental defect, self-inflicted injury, childbirth, miscarriage, provoked murder or assault, hazardous sports and HIV and AIDS related diseases.

Additionally, certain PA Insurance policies may also exclude coverage for people in professions which are considered “high risk”, such as pilots, racing drivers, law enforcement officers, drivers, aircraft testers, seamen and professional sports persons.

For peace of mind, you are advised to read and understand the full list of exclusions when you sign up for Personal Accident Insurance.

How Do You Get Compensated In The Event Of An Accident?

To get compensated in the event of injuries or disability, you must submit a claim to your insurance company in the manner and within the timeframe as indicated in your PA Insurance policy. You will usually need to submit documents such as medical reports and payment receipts to support the claim.

To get compensated in the event of death, the nominee indicated in the PA Insurance policy must submit a claim with the necessary supporting documents, such as a death certificate. If no beneficiary has been nominated, the dependents of the deceased can make the claim, though they may be asked to show proof of dependency.

How To Choose A Personal Accident Insurance Policy That Is Right For You

As different people have different requirements from their PA Insurance policies, you should always make the necessary comparisons before signing up for one. One way to compare is to look at the scale of benefits, which refers to the amount of compensation that is paid to you or your family under different circumstances. Another way is to compare the scope of coverage, which refers to the range of items for which you are covered, as well as, the exclusions under a PA Insurance policy.

To find the best PA Insurance policy, simply refer to the table above to compare the prevailing scale of benefits for PA Insurance offered by major insurance companies in Malaysia. To check out additional privileges and benefits of a particular policy, click on ‘+ more info’.

If you would like to be directed to the product page of a specific PA Insurance policy at the insurance company’s homepage, select ‘Visit Site’.