credit card image

UOB Kad Klasik ONE

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 10%
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 68

Ciri Utama

  • Up to 5% cashback on retail transactions at selected merchants
  • 2% cashback every weekday at all petrol stations
  • Dining privileges at over 1,000 participating merchants
  • icon petrol Petrol

    • Pulangan tunai 2% setiap hari bekerja di semua stesen minyak
    • Pulangan tunai 5% setiap hujung minggu di semua stesen minyak
  • icon groceries Barangan Runcit

    • Pulangan tunai 1% setiap hari bekerja di Tesco, AEON Big, Giant, Cold Storage, dan Jaya Grocer
    • Pulangan tunai 2% setiap hujung minggu di Tesco, AEON Big, Giant, Cold Storage, dan Jaya Grocer
  • icon shopping Beli-Belah

    Pulangan tunai 0.2% setiap hari
  • icon utilities Utiliti

    • Pulangan tunai 1% setiap hari pada bil Maxis, Celcom, dan DiGi
    • Pulangan tunai 2% setiap hujung minggu pada bil Maxis, Celcom, dan DiGi
  • icon entertainment Hiburan

    • Pulangan tunai 2% setiap hari di Golden Screen Cinemas
    • Pulangan tunai 5% setiap hujung minggu di Golden Screen Cinemas

icon tag Other Features

  • Pemindahan Baki: 7.77% setahun untuk tempoh 6 bulan; Bayaran pendahuluan 0%
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
  • Had Cashback: RM300 sebulan bagi perbelanjaan petrol; RM1,000 sebulan bagi barangan runcit; RM200 sebulan bagi perbelanjaan bil telefon; tiada had untuk kategori lain

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 68
Min. age for supplementary holder 18 tahun ke atas tahun
Fee for supplementary holder RM30
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry

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Product Review by

Cashback everywhere!

With UOB ONE Card Classic you can now spend more and earn cashbacks! If you spend on petrol (any stations) and entertainment (GSC), you may earn up to 5% cashback every month and for other retail transactions like groceries, insurance/health, utilities then you may earn 2% cashback every month. Moreover, you may also earn Reward Points for your transactions. You are also entitled to enjoy dining privileges at over 1,000 participating merchants.

Fees and Charges

The annual fee for this card is RM68. For supplementary card, the annual fee is RM30. The monthly cashback limit is RM300 for petrol, RM1,000 for groceries, RM200 for mobile bills and unlimited or all other categories. For the Reward Points that you earn, it will expire 3 years from the month that you are rewarded. On top of that you may also enjoy a low finance charge of 15% per annum if you settle your payments promptly on time which means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher. You may also enjoy a finance charge of 17% per annum by settling your payments promptly for at least 10 out of 12 months but if you do not meet any of the requirements then you will be charged with the finance charge of 18% per annum.

Are You Eligible For The UOB ONE Card Classic?

To be eligible to apply for the UOB ONE Card Classic, you will need to be at least 21 years old with a minimum monthly income of RM2,000 and for the supplementary card, you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [UOB Ladys Classic Credit Card]( "Apply for UOB Ladys Classic Credit Card") and [RHB Classic Credit Card]( "Apply for RHB Classic Credit Card"), which may match your requirements.

If you prefer to broaden your credit card search, review more [UOB credit cards]( "UOB Credit Cards in Malaysia") and start comparing today!

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