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Maybank Islamic MasterCard Ikhwan Kad Platinum

Nikmati 1x TreatsPoints untuk setiap perbelanjaan RM1 dalam dan luar negara dan 5% rebat tunai untuk perbelanjaan petrol dan barangan runcit pada setiap Jumaat dan Sabtu.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 3,333
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 5%
  • icon Yuran Tahunan
    Yuran Tahunan

Ciri Utama

  • 5% rebate on petrol (Friday & Saturday only)
  • 5% rebate on groceries (Friday & Saturday only)
  • 1 TreatsPoint for every RM1 spent
  • icon petrol Petrol

    • Pulangan tunai 5% pada petrol (Jumaat & Sabtu sahaja)
    • Dapatkan 1 TreatsPoint untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon groceries Barangan Runcit

    • Pulangan tunai 5% untuk keperluan harian
    • Dapatkan 1 TreatsPoint untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon travel Pelancongan

    Dapatkan 1 TreatsPoint untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon shopping Beli-Belah

    Dapatkan 1 TreatsPoint untuk setiap RM1 yang dibelanjakan di dalam dan luar negara
  • icon dining Makan

    Dapatkan 1 TreatsPoint untuk setiap RM1 yang dibelanjakan di dalam dan luar negara

icon tag Other Features

  • Had Cashback: Rebat tunai 5% untuk petrol dan barang runcit pada hari Jumaat dan Sabtu, terhad pada RM50 sebulan
  • Yuran Tahunan Percuma seumur hidup:

icon info Card Information

Yuran Tahunan
Gaji Minimum Bulanan RM 3333.33
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 dan ke atas tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM18 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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Every Single Ringgit You Spent Worth A TreatsPoint

Maybank Islamic MasterCard Ikhwan Platinum Card gives you TreatsPoints in return for every RM1 you charge to this card. You will get to earn 1 TreatsPoint for every RM1 spent in Malaysia or abroad. The more you spend, the more TreatsPoints you earn. This card comes with an additional benefit, where you will get 5% cashback if you purchase fuel at any petrol service station on Friday and Saturday! Not only that, you will the 5% cashback too if you do your groceries on Friday and Saturday! What’s more, Maybank will contribute 0.1% of your spending to Islamic Relief Malaysia and MERCY Malaysia. With this card, One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non exchangeable / transferable. Spend retail transaction of RM200 minimum in a single receipt. Every RM200 and above spend in a single receipt equivalent to 1x Entry.

Fees and Charges

You need not to pay for the annual fee to renew your principal and/or supplementary card. You will be entitled to the lowest tier of finance charge, 15% per annum, if there is good prompt payment performed for the 12 consecutive months. You will on the second tier for the interest charge, which 17% per annum, if prompt payment is made for 10 out of 12 months. Otherwise, you will be charged on the highest tier, which 18% per annum. Minimum monthly payment is computed as RM25 or 5% of statement balance, whichever is greater. You will be penalized on late payment charge if no prompt payment is made by the payment due date, it will be higher of RM10 or 1% of outstanding balance, whichever is greater. For any cash withdrawal, you will need to pay RM18 or 5% of cash withdrawn amount, whichever is greater.

Are You Eligible For The Maybank Islamic MasterCard Ikhwan Platinum Card?

To apply Maybank Islamic MasterCard Ikhwan Platinum Card, your monthly income must at least RM5,000 per month, and you must be at least 21 years old and above. Supplementary card applicants must be age 18 and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Ikhwan Infinite Card and BSN UUM-BSN Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign

######*Maybank Promotion Terms and Conditions

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