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Maybank Islamic Kad PETRONAS Emas-i

Kad kredit patuh Syariah yang memperoleh sehingga 8x TreatsPoints apabila anda berbelanja di mana-mana stesen perkhidmatan petrol di seluruh negara.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2500
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Up to 8% Cashback for every PETRONAS spend on weekends
  • Up to 8% Cashback for every PETRONAS spend on weekends
  • Upto 1%Cashback on weekdays every PETRONAS spend
Shopping
5.5/10
Petrol
8/10
Groceries
6/10
Dining
5.5/10

  • icon groceries Barangan Runcit

    1 TreatsPoints untuk setiap RM1 yang dibelanjakan di dalam dan luar negara

  • icon petrol Petrol

    • Pulangan Tunai 8% bagi setiap RM1 yang dibelanjakan untuk petrol di Stesen Perkhidmatan PETRONAS pada hujung minggu
    • Pulangan Tunai 1% bagi setiap RM1 yang dibelanjakan untuk petrol di Stesen Perkhidmatan PETRONAS pada hari bekerja

  • icon shopping Beli-Belah

    1 TreatsPoint untuk setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    1 TreatsPoint untuk setiap RM1 yang dibelanjakan

  • icon dining Makan

    1 TreatsPoint untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Kad Zing Maybankard Touch n Go percuma:
  • Pelan Perlindungan: Perlindungan takaful
  • Pemindahan Baki: 0% setahun untuk tempoh 12 bulan; yuran pendahuluan satu kali sebanyak 3% daripada jumlah yang dipindahkan

icon dining Card Information

Yuran Tahunan
Gaji Minimum Bulanan RM 2500
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM18 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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Product Review by

Enjoy Cashback and Treatspoints when you spend at PETRONAS

Maybank Islamic PETRONAS Gold-i offers 8% Cashback for your spending on the weekends and 1% Cash back for petrol when you spend at PETRONAS and ENJOY 1X Treatpoints (inclusive of groceries) for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations. You are also eligible for a FREE Touch n' Go Zing card, it will be a automatic reload card that is link to your PETRONAS Ikhwan Visa
###Fees and Charges
There is no annual fee that comes with this card whether it is for the principal or supplementary cardholder. The finance charges for Maybank Islamic PETRONAS Gold-i are the standard finance charges in Malaysia. With the lowest being 15% per annum, followed by 17% per annum and finally, 18% per annum. To be able to enjoy 15% per annum finance charge on your outstanding balance, you will need to make a minimum monthly payment consistently for 12 months. If you missed one or two months of payment in a period of 12 months, 17% per annum interest will be charged on your outstanding balance. Anything other than that will see 18% per annum interest rate charged on your outstanding balance. Any late payment will see you be charged with a penalty of RM10 or 1% of outstanding balance, depending on which is higher (up to a maximum of RM75).

Are You Eligible For The Maybank Islamic PETRONAS Gold-i?

The principal cardholder needs to be at least 21 years old with a minimum monthly income of RM2,500 while the supplementary cardholder will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [Maybank Islamic Petronas Platinum-i](https://www.imoney.my/credit-card/maybank-islamic/petronas-platinum-i "Apply for Maybank Islamic Petronas Platinum-i") and [BSN Gold Credit Card](https://www.imoney.my/credit-card/bsn/gold-card "Apply for BSN Gold Credit Card"), which may match your requirements.

If you prefer to broaden your credit card search, review more [Maybank Islamic credit cards](https://www.imoney.my/credit-card/maybank-islamic "Maybank Islamic Credit Cards in Malaysia") and start comparing today!

Are You Eligible For The Maybank Islamic PETRONAS Gold-i?

The principal cardholder needs to be at least 21 years old with a minimum monthly income of RM2,500 while the supplementary cardholder will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Petronas Platinum-i and BSN Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!


######Sign-up period: 01-Oct-2020 to 31-March-2021 for Cashback Campaign
######*Maybank Promotion Terms and Conditions