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HSBC Kad Visa Signature

Sehingga 8x mata ganjaran untuk perbelanjaan luar negara dan tempatan dengan liputan Perlindungan Pembelian E-Dagang sebanyak USD200.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 6000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn up to 8x Reward Points form overseas and shopping spend, up to 5x online local spent and participating major local malls
  • Complimentary Premium Lounge Access in Malaysia, Singapore and Hong Kong
  • 8x Reward Points for every RM1 spent on dining overseas
Shopping
9.5/10
Travel
9/10
Groceries
9/10
Dining
9/10

icon gift Promosi

iMoney Eksklusif Tawaran Masa Terhad!

iMoney Eksklusif Tawaran Masa Terhad!

Mohon HSBC Kad Visa Signature sekarang!
Dapatkan SONY PlayStation 5 Disc Version bernilai RM2968 atau RM100 Tambah Nilai TNG!

* Tertakluk pada terma dan syarat

  • icon shopping Beli-Belah

    • 8x Mata Ganjaran bagi setiap RM1 yang dibelanjakan di luar negara
    • 5x Mata Ganjaran untuk setiap RM1 yang dibelanjakan di lebih 30 pusat membeli-belah tempatan yang mengambil bahagian*
  • icon travel Pelancongan

    • 8x Mata Ganjaran bagi setiap RM1 yang dibelanjakan di luar negara
    • 6x akses Plaza Premium Lounge percuma
  • icon dining Makan

    • 8x Mata Ganjaran untuk setiap RM1 yang dibelanjakan untuk makan di luar negara
    • 5x Mata Ganjaran untuk setiap RM1 yang dibelanjakan untuk menjamu makan di pusat membeli-belah tempatan yang mengambil bahagian*
  • icon groceries Barangan Runcit

    • 8x Mata Ganjaran bagi setiap RM1 yang dibelanjakan untuk barangan runcit di luar negara
    • 5x Mata Ganjaran untuk setiap RM1 yang dibelanjakan untuk barangan runcit di pusat membeli-belah tempatan yang mengambil bahagian*
  • icon utilities Utiliti

    Perkhidmatan pembayaran Bil Automatik melalui online@hsbc

icon tag Other Features

  • Perbelanjaan Dalam Talian: 8 x mata Ganjaran untuk perbelanjaan dalam talian dalam mata wang asing, 5 x mata Ganjaran untuk perbelanjaan dalam talian dalam Ringgit Malaysia
  • Pemindahan Baki: [Pelan A]: Caj faedah pendahuluan 3%, 0% untuk 5 bulan akan datang, [Pelan B]: 0, 58% sebulan (6, 99% p.a.) untuk tempoh 12 bulan, [Pelan C]: 0, 42% sebulan (4, 99% p.a.) untuk tempoh 6 bulan

icon utilities Card Information

Yuran Tahunan Percuma dengan penggunaan sebanyak 12x selama setahun atau caj RM600
Gaji Minimum Bulanan RM 6000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM15 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Product Review by

Collect Reward Points For More Redemption!

HSBC Visa Signature Card offers 8x Reward Points on ALL overseas expenses. Aside from that, spending at over 30 local malls participating outlets give you up to 5x Reward Points. By collecting the Reward Points, you can convert them into air miles or redeem variety of products. You can now enjoy up to 8x Reward Points on online spending using Ringgit Malaysia or foreign currency.

[List of participating Outlets](https://www.hsbc.com.my/content/dam/hsbc/my/docs/mall-merchant-list.pdf)

__Klang Valley__ .
Mid Valley Megamall .
The Gardens Mall .
1 Utama .
Atria Shopping Gallery .
Bangsar Shopping Centre .
Bangsar VillageEmpire Shopping Gallery .
Hartamas Shopping Centre .
IOI City Mall .
IPC Shopping Centre .
Lot 10 .
Low Yat Plaza .
Nu Sentral .
Paradigm Mall .
Pavilion Kuala Lumpur .
Publika Shopping Gallery .
Setia City Mall .
Sogo .
Starhill Gallery .
Sungei Wang PlazaSunway Putra Mall .
Sunway Pyramid .
Suria KLCC .
The Curve .
Tropicana City Mall .
__Johor__ .
AEON Tebrau City .
Johor Bahru City Square .
Johor Premium Outlets .
KSL City Mall .
Sutera Mall .
__Penang__ .
Gurney Paragon Mall .
Gurney Plaza .
Queensbay Mall .
Sunway Carnival .
__East Malaysia__ .
Borneo Hypermall .

Fees and Charges

This card offers annual fee waiver if you spend at least once for 12 consecutive months, else you will be charge RM600 per annum. By settling minimum payment every month, i.e 5% of the
outstanding balance or RM50 whichever is higher, you will be charged 15% p.a on monthly basis.

Are You Eligible For The HSBC Visa Signature

You just have to earn at least RM6,000 every month and to be at least 21 years old.

Looking for more options to choose from?

Our credit card experts, also recommend you to check out other similar credit cards such as (HSBC Advance Visa Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more (HSBC credit cards and start comparing today!

Which is Better Visa Platinum or Visa Signature?

The Visa platinum card is designed to be better for contactless and groceries spending, while the Visa signature is designed for rewards and online spending. So which card is better depends on what features is better for you.

Does Visa Signature provide travel insurance?

No, Visa signature does not come with complimentary travel insurance.

Does Visa Signature have lounge access?

Yes, you are eligible for complimentary access to Plaza Premium Lounge.

How many supplementary cards can I apply?

Each primary customer can apply for a maximum of 5 supplementary cards.

How do I know my application status?

Once you have filled up all the details that is needed for the application, you will receive an SMS with a unique URL to check your card application status.

How do I increase/decrease my HSBC credit card credit limit?

You may apply for a credit limit increase 6 months after the date your credit card/-i's credit limit was reduced. To apply, you'll need to by submit your latest income documents at a HSBC branch or contact their customer service.

Am I eligible for the HSBC's Rewards programme?

Yes, every HSBC cardholder is eligible for HSBC's Rewards programme.

How do I check my current Reward Points?

You can check you current Reward Points via the HSBC mobile app and through your monthly statements.

Can I convert my Rewards Points into air miles?

Yes, you can redeem MAS Enrich points with your reward points.

How can I redeem my Reward Points?

You can redeem your HSBC credit card points through this website. Or you can call this number to redeem your credit card rewards.