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Alliance Bank Kad Gold

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • 2x Timeless Bonus Points on overseas retail spending
  • Exclusive privileges and discounts at participating merchants
  • No-expiry Timeless Bonus Points
Travel
6.33/10
Petrol
5.33/10
Groceries
5.33/10
  • icon travel Pelancongan

    2x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk runcit luar negara
  • icon groceries Barangan Runcit

    2x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk runcit luar negara
  • icon utilities Utiliti

    2x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk runcit luar negara
  • icon entertainment Hiburan

    2x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk runcit luar negara
  • icon petrol Petrol

    2x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk runcit luar negara

icon tag Other Features

  • 1 x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk perbelanjaan runcit di dalam negara:
  • Pemindahan Baki*: 6 bulan: 2.99% setahun; min. pindahkan RM1, 000; 0% yuran pendahuluan sekali *, 12 hingga 48 bulan: 9.88% setahun; min. pindahkan RM1, 000; 0% yuran pendahuluan sekali sahaja *
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

icon petrol Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM30
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 80% dari had kredit
Cash advance charge RM15.90 atau 5.3% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Great For Travelling, Earn Points Quickly

Make most of your spending by earning 2x Timeless Bonus Points (TBP) for every RM1 spent for overseas retail. You will also get 1x Timeless Bonus Point for every RM1 that you spent on dining, groceries, utility or your shopping. Points collected can be used to exchange for air miles which essentially allows you to travel for free.Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only.

Fees and Charges

The annual fee is Free for the 1st year, else, RM148 per annum for the principal card is RM148 which can be waived with a minimum spending of RM5,000 or at least 12 card swipes in a year. For the supplementary card, the annual fee is RM30. Interest rate for this card comes in 3 tiers: 15% per annum (for prompt minimum payments for 12 consecutive months), 17% per annum (for prompt minimum payments for at least 10 out of the last 12 months) and 18% per annum (if you missed more than 2 months of minimum monthly payments in the last 12 months). Late payment charge of RM10 or 1% of outstanding amount (whichever is higher) applies if you miss your minimum monthly repayments.

Are You Eligible For The Alliance Bank Gold Card?

To be the principal cardholder, you will need a monthly income of at least RM2,000 and to be at least 21 years old. You will need to be at least 18 years old to apply for the supplementary card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [Alliance Bank Rewards Younique Card](https://www.imoney.my/credit-card/alliance-bank/rewards-younique-card/ "Apply for Alliance Bank Rewards Younique Card") and [AmBank Carz Gold Visa Card](https://www.imoney.my/credit-card/ambank/carz-gold-visa-card/ "Apply for AmBank Carz Gold Visa Card"), which may match your requirements.

If you prefer to broaden your credit card search, review more [Alliance Bank credit cards](https://www.imoney.my/credit-card/alliance-bank "Alliance Bank Credit Cards in Malaysia") and start comparing today!