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Product Summary
- An investment-linked insurance plan with a short premium term combining wealth accumulation with life protection, offering potential investment returns and financial security for your loved ones.

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- Death Benefit
- Lump sum of the Basic Sum Assured (with Protection Maximiser) plus the Non-Guaranteed Account Value.
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- Total & Permanent Disability Benefit
- Provides a lump sum if you are certified as totally and permanently disabled.
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- Personal Accident Benefit
- Additional 100% of BSA payable upon accidental death.
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- Coverage Term
- Up to age 85 (next birthday).
Key Benefits
Pay premiums for only 3 years while enjoying coverage up to age 85.
Investment Opportunities: Access to a range of investment-linked funds to suit your risk appetite.
Loyalty Bonuses: Earn up to 3% of Protection Account Value every 5 years.
Additional 100% of Basic Sum Assured payable upon accidental death.
Maturity Benefit: Total Account Value is payable when your policy matures and has not been earlier terminated.
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Eligibility
- 30 days to 70 years old (next birthday).
- Entry Age:
- 3 years
- Premium Payment Term:
- Investment-linked insurance plan
- Policy Type:
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i.Am Wealth Builder FAQ
Disclaimer: The information provided is for general informational purposes only and does not constitute a legally binding offer or representation. While efforts are made to ensure accuracy, product features, specifications and availability may be subject to change without prior notice. For full details, terms, conditions and exclusions, please refer to the Product Disclosure Sheet or product brochure.
Any personal data collected or processed in connection with this platform will be handled in accordance with the Personal Data Protection Act 2010 and its amendments thereof. For full details, kindly refer to AmMetLife’s Privacy Notice.
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Yes, fund switching is allowed, subject to terms and conditions.
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Investment returns are not guaranteed and are subject to market performance. Kindly refer to the Fund Fact Sheet available at www.ammetlife.com for the past performance of each investment-linked fund. Past performance does not guarantee future results.
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Partial withdrawals may be allowed, subject to policy terms and conditions
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No, you cannot increase or decrease the annual premium and/or Basic Sum Assured once your policy is in force.
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Yes. Protection by PIDM on benefits payable from the unit portion of this policy is subject to limitations. Please refer to PIDM’s TIPS Brochure or contact AmMetLife Insurance Berhad or PIDM (visit www.pidm.gov.my).
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