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Product Summary
- Introducing A-Life Ikhtiar, a Family Takaful plan that meets your protection needs and provides a financial safety net for your loved ones should anything unfortunate happens to you.
A-Life Ikhtiar
Protect your family even after you are no longer around.
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- Death Benefit
- Hibah up to 200%
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- Total & Permanent Disability Benefit
- 100% of coverage amount
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- Personal Accident Benefit
- Hibah up to 200%
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- Coverage Term
- Up to 80 years old
Key Benefits
Badal Haji benefit
Surplus for charity
Shariah compliant solutions
Flexibility to enhance your protection
Coverage for accidental death
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Eligibility- 1-60
- Entry Age
- Malaysian
- Nationality
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Downloads
Product Brochure
Other similar products
1Cover
- Death Benefit
- Up to RM600,000 of the sum insured
- Personal Accident Benefit
- Up to RM400K of the sum insured
i.Am Wealth Builder
- Death Benefit
- Lump sum of the Basic Sum Assured (with Protection Maximiser) plus the Non-Guaranteed Account Value.
- Personal Accident Benefit
- Additional 100% of BSA payable upon accidental death.
A-Life Ikhtiar FAQ
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You will receives 100% of your account value, including the savings that you has contributed on monthly basis.
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Surplus refers to the excess from the Takaful risk fund at the end of every year that will be shared between the Takaful Operator and eligible participants at a 50:50 ratio.
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The sum of money you wish to be covered for.
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Hibah means a gift. Conditional Hibah in takaful allows a takaful participants to nominate a person (or persons) as beneficiary (or beneficiaries) to receive takaful benefits upon his death without having to go through lengthy inheritance procedures.
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It means that because of a sickness or injury, a person is unable to ever work again.
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