Broadband Coverage Check
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Min. Monthly Income
RM2,500.00
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Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
Free
Feature Highlights
- 5% cashback on petrol (Friday and Saturday only)
- 5% cashback on groceries (Friday and Saturday only)
- 1 TreatsPoint for every RM1 spent
Promotion
Apply Online & Get Rewarded [T&C apply]*
- Apply Online and get a Barry Smith Trolley Bag
Petrol
- 5% cashback on petrol ((Friday & Saturday only))
- 1 TreatsPoint for every RM1 spent
Groceries
- 5% cashback on groceries ((Friday & Saturday only))
- 1 TreatsPoint for every RM1 spent
Travel
- 1 TreatsPoint for every RM1 spent
Shopping
- 1 TreatsPoint for every RM1 spent
Dining
- 1 TreatsPoint for every RM1 spent
Other Features
- Annual Fees Free for life
Card Information
| Annual Fee | Free |
| Min. Monthly Income | RM2,500.00 |
| Min. age for principal holder | 21 |
| Min. age for supplementary holder | 18 |
| Fee for supplementary holder | Free |
| Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
| Sales and Services Tax (SST) | 0% on annual fee and other charges |
| Late payment charge | Higher of RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash advance amount | RM5,000 daily |
| Cash advance charge | Higher of RM18 or 5% of cash advance amount |
| Cash advance interest charge | 18% per annum on cash advance amount |
| Cashback Limit | RM50 |
| Rewards points expiry | 3 years |
Product Review by 
Earn Cashbacks and TreatsPoints For Every Ringgit You Spent
Maybank Master Card Ikhwan Gold Card offers you many exciting cashback and rewards benefits! This card rewards you 1 TreatPoint for every RM1 you charge to your card. If you pump petrol on Friday or Saturday, you will get to enjoy 5% cashback! Same goes to groceries spending, you will get 5% cashback on every Friday and Saturday. Umrah Trip. One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims) - non exchangeable / transferable. Spend retail transaction of RM200 minimum in a single receipt .Every RM200 and above spend in a single receipt equivalent to 1x Entry, what's more, with subscribing this card the Bank will contribute 0.1% for charity purposes. (Charity Fund) a card that give back to the society.
There is no annual fee required to renew your main card and supplementary card, it will be permanently waived for life. Interest charge will be 15% per annum, if you able to perform prompt payment for 12 consecutive months. 17% per annum of interest will be charged on you if there are only 10 out of 12 months of prompt payment. Otherwise, you will are at the highest tier of interest rate, which is 18% per annum. Minimum monthly payment will be higher of RM25 or 5% of statement balance. For any late payment, you will be charged for 1% of outstanding balances or RM10, with maximum charge of RM100. If you withdraw cash from this card, you will be charged for higher of RM18 or 5% of withdrawn cash amount.
Are You Eligible For The Maybank Master Card Ikhwan Gold Card?
To apply Maybank Master Card Ikhwan Gold Card, you must be at least 21 years old, with minimum monthly income of RM2,500. Supplementary card holders must be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic MasterCard Ikhwan Platinum Card and Bank Islam Gold Card-i, which may match your requirements.
If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!