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AmBank Islamic Visa Platinum CARz Card

Earn 1 AmBonus Point for every RM1 you spend and up to 20% cash rebate on worldwide spending.

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    18% p.a.
  • icon Cashback
    Cashback
    RM80 /mth
  • icon Annual Fee
    Annual Fee
    Free

Key Features

  • Up to 5% cashback on petrol transactions of any brand
  • Get RM30 OFF, RM30 Cashback, RM30 Voucher or 30% OFF from foodpanda, Grab, Touch 'n Go, airasia, Lazada, Shopee and more.
  • Enjoy up to 36 months of 0% interest Easy Payment Plan
Shopping
4.8/10
Petrol
8.9/10
Groceries
4.8/10
Dining
4.8/10
  • icon petrol Petrol

    • Earn up to 5% cashback on petrol transactions capped at RM80 (partial monthly repayments)
    • Earn up to 2% cashback on petrol transactions capped at RM80 (full monthly repayments)
  • icon dining Dining

    • 2x AmBonus Point for every RM1 overseas spend
    • 1x AmBonus Point for every RM1 spend
  • icon entertainment Entertainment

    • 2x AmBonus Point for every RM1 overseas spend
    • 1x AmBonus Point for every RM1 spend
  • icon groceries Groceries

    • 2x AmBonus Point for every RM1 overseas spend
    • 1x AmBonus Point for every RM1 spend
  • icon shopping Shopping

    • Enjoy up to 36 months of 0% interest Easy Payment Plan
    • 2x AmBonus Point for every RM1 overseas spend
    • 1x AmBonus Point for every RM1 spend

icon tag Other Features

  • Protection Plan: AmProtector Insurance coverage of RM500,000 in the event of death or permanent disability
  • Balance Transfer: Min. transfer amount: RM1,000 (6 months); RM5,000 (12 and 24 months), Repayment tenure and interest rate: - 6 months: 4.99% per annum, - 12 and 24 months: 8.99% per annum
  • Instalment Plan: Enjoy up to 36 months of 0% interest Easy Payment Plan at all participating merchants
  • Cashback Limit: RM80 per month (partial monthly repayments); RM20 per month (full monthly repayments)

icon info Card Information

Annual Fee Free for life
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder Free
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder Free of charge for first 3 cards
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount Up to 100% of credit limit
Cash advance charge Higher of minimum RM50 plus or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Pay Less, Earn More!

With AmBank Islamic Visa Platinum CARz Card, you get 5% cashback per month with a cap RM80 if you make partial monthly repayments and 2% cashback per month with a cap RM20 if you make full monthly repayments. You also get 2x AmBonus Point for every RM1 overseas spend & 1x AmBonus Point for every RM1 spend. It comes with AmProtector Insurance coverage of RM500,000 in the event of death or permanent disability. AmBank Islamic Visa Platinum CARz Card also offers up to 36 months of 0% interest Easy Payment Plan.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank Islamic Visa Platinum CARz Card?

To apply for AmBank Islamic Visa Platinum CARz Card, you need to have a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Shell Visa Credit Card/-i and Maybank PETRONAS Visa Gold, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

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