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Maybank Logo
  • Overview
  • Features
  • Eligibility
  • Fees and charges
  • Review
Maybank Logo

Maybank SME Clean Loan

Maybank Logo
  • Interest Rate
    4.50% p.a. ~ 4.50% p.a.
  • Max. Loan Amount
    RM 250,000

Calculate your loan repayment instantly

RM
Your amount should be between 10,000 and 250,000
RM
Your salary should be between 3,000 and 200,000
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

Key Features

Apply online no document required, no branch visits required

Apply online no document required, no branch visits required

Receive application status as fast as 10 minutes

Receive application status as fast as 10 minutes

Receive application status as fast as 10 minutes

Collateral-free financing up to RM250,000, tenure up to 5 years.

More details

  • icon Features Features

    Min. Loan Amount
    RM 10,000
    Max. Loan Amount
    RM 250,000

    Other features

    Disbursement
    Financing disbursement as fast as 1 minute
  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    18-60 years old
    Min. Monthly Business Sales
    RM 3,000

    Other eligibility requirements

    Need to open linked bank account?
    No
    Guarantor Collateral Requirement
    N/A
    Existing Maybank customer
    No documents required if you are an existing Maybank customer.
    NRIC (Malaysian) / Passport (Non-Malaysian)
    Your NRIC (front and back)
    SSM
    Business Registration documents
    Bank Statements
    Latest 6 months company bank statement
    Trading license
    For business operating in Sabah & Sarawak
  • icon Fees and charges Fees and charges

    Stamp Duty
    As per the Stamp Duty Act 1949 (revised 1989)

    Other fees and charges

    Early Settlement
    N/A
    Documentation Fee
    Documentation Fee of RM600. Free for SME Online Micro Financing
    Late payment penalty
    1% per annum on the amount in arrears
Last updated: Mar 9, 2022

How do you apply for a business loan online?

Step 1 Image

Step 1

Find the best business loan with our comparison table, then click the Apply button of your preferred loan to leave your contact details.

Step 2 Image

Step 2

Our friendly business loan consultant will call you. They will help to answer any questions and submit your application to bank.

Step 3 Image

Step 3

After your loan application is submitted to the bank, a representative from the bank will call you and get your loan approved in 5-7 business days.

Read more about Business Loan

More tips for you

Review by iMoney

The Maybank SME Digital Financing is a loan for small to medium sized businesses with financing amounts as low as RM 10,000, and maximum amount of RM 250,000. The interest rates offered are tiered according to the loan amount, with lower rate for higher loan amount.

Best for: iMoney recommends Maybank SME Digital Financing for business purposes, as it offers a lower rate for higher loan amount, with tenure between 1 year to 5 years.

Income requirements: less than RM 25million annual sales turnover

Pros: No collateral required (except for letter of guarantee by directors and CGC guarantee)

Latest news and updates for Maybank SME Loan 2021

 

As of now, Maybank SME Digital Financing has thus far approved RM1bil of financing for more than 8,200 SMEs, of which 85% or 6,950 are start-ups and microenterprise.

Through this loan, SMEs can apply for financing online via Maybank2u or Maybank2uBiz anytime and anywhere without having to visit a branch.

Maybank SME Digital Financing FAQ

Maybank SME Digital Financing offers a much more attractive rate for those who wish to borrow above RM10,000.

Maybank SME Digital Financing packages:

  • SME Online Clean Loan  -  Fast Cash for SME
  • SME Online Micro Financing -  Funded by Bank Negara Malaysia (BNM FME)
  • SME Online PGX -  Guaranteed by Credit Guarantee Corporation (CGC)
  • You can apply for the loan here.

  • You can check your Maybank SME loan applications status here.

  • No collateral is required for this loan.

  • You would only need a guarantor if you are a new customer to Maybank.