Maybank SME Clean Loan

  • Interest Rate
    4.50% p.a. ~ 4.50% p.a.
  • Max. Loan Amount
    RM 3,000,000

Calculate your loan repayment instantly

RM
RM
You Pay
RM 89 /mth
Interest Rate
Total Interest Payable
RM 70
Total Repayment
RM 1,070

More details

  • icon Features Features

    Min. Loan Amount
    RM 50,000
    Max. Loan Amount
    RM 3,000,000

  • icon Eligibility/Documents Eligibility/Documents

    Age Requirement
    18-60 years old
    Min. Monthly Business Sales
    RM 3,000

    Other eligibility requirements

    Need to open linked bank account?
    No
    Guarantor Collateral Requirement
    N/A

  • icon Fees and charges Fees and charges

    Stamp Duty
    As per the Stamp Duty Act 1949 (revised 1989)

    Other Fees and charges

    Early Settlement
    N/A
Last updated: Oct 20, 2021

How do you apply for a business loan online?

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Step 1

Find the best business loan with our comparison table, then leave your detail by clicking the Apply button of your preferred loan.

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Step 2

Receive call from our friendly business loan consultant. They will help you to answer your questions and submit your application to bank.

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Step 3

Your loan application will be submitted to the bank. Bank agent will make confirmation with you and get your loan approved in 5-7 business days.

Review by iMoney

The Maybank SME Digital Financing is a loan for small to medium sized businesses with financing amounts as low as RM 10,000, and maximum amount of RM 250,000. The interest rates offered are tiered according to the loan amount, with lower rate for higher loan amount.

Best for: iMoney recommends Maybank SME Digital Financing for business purposes, as it offers a lower rate for higher loan amount, with tenure between 1 year to 5 years.

Income requirements: less than RM 25million annual sales turnover

Pros: No collateral required (except for letter of guarantee by directors and CGC guarantee)

Latest news and updates for Maybank SME Loan 2021

 

As of now, Maybank SME Digital Financing has thus far approved RM1bil of financing for more than 8,200 SMEs, of which 85% or 6,950 are start-ups and microenterprise.

Through this loan, SMEs can apply for financing online via Maybank2u or Maybank2uBiz anytime and anywhere without having to visit a branch.

Maybank SME Digital Financing FAQ

Maybank SME Digital Financing offers a much more attractive rate for those who wish to borrow above RM10,000.

Maybank SME Digital Financing packages:

  • SME Online Clean Loan  -  Fast Cash for SME
  • SME Online Micro Financing -  Funded by Bank Negara Malaysia (BNM FME)
  • SME Online PGX -  Guaranteed by Credit Guarantee Corporation (CGC)

  • You can apply for the loan here.

  • You can check your Maybank SME loan applications status here.

  • No collateral is required for this loan.

  • You would only need a guarantor if you are a new customer to Maybank.