|Annual fee||RM180 (Monthly fee of RM15). Waived for the first year|
|Min. monthly income||RM8,334|
|Min. age for principal holder||21 and above|
|Min. age for supplementary holder||18 and above|
|Fee for supplementary holder||Waived|
|Government Service Tax (GST)||RM50 (principal holder); RM25 (supplementary holder)|
|Government Service Tax (GST) waiver conditions||N/A||Late payment charge||Higher of RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash advance amount||Up to 90% of credit limit|
|Cash advance charge||Higher of RM25 or 5% of cash advance amount|
|Cash advance interest charge||18% per annum on cash advance amount|
|Rewards points expiry||3 years|
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