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OCBC Kad Platinum Great Eastern

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 3000
  • icon Kadar Faedah
    Kadar Faedah
    18% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • 2.5% rebate on Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium
  • 12 months 0% Auto Instalment Payment Plan for Great Eastern insurance premium
  • 24-hour concierge service
Shopping
4.8/10
Petrol
4.8/10
Groceries
4.8/10
Dining
4.8/10
  • icon insurance-or-health Insurans atau Kesihatan

    2.5% rebat ke atas Great Eastern Life/Great Eastern General (Great Eastern) Insurance Premium
  • icon groceries Barangan Runcit

    Tempoh tanpa faedah selama 20 hari dari tarikh pengebilan
  • icon shopping Beli-Belah

    Tempoh tanpa faedah selama 20 hari dari tarikh pengebilan
  • icon dining Makan

    Tempoh tanpa faedah selama 20 hari dari tarikh pengebilan
  • icon petrol Petrol

    Tempoh tanpa faedah selama 20 hari dari tarikh pengebilan

icon tag Other Features

  • Pindahan Baki: 0% setahun untuk tempoh 6 bulan; satu kali bayaran pendahuluan sebanyak 2% daripada jumlah pindahan yang dikenakan, 0% setahun untuk tempoh 12 bulan; bayaran pendahuluan sekali sebanyak 4% daripada jumlah pindahan yang dikenakan
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

icon petrol Card Information

Gaji Minimum Bulanan RM 3000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 dan ke atas tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Product Review by

Cashback and Insurance

As an OCBC Great Eastern Platinum cardholder, you will enjoy FREE RM100,000 insurance coverage on death or total and permanent (TPD) disability for principal cardholder in the first year. Spend RM10,000 and above on total retail spending in the current year to enjoy subsequent coverage renewal in the following year.

Other Features

This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.

Fees and Charges

This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC Great Eastern Platinum?

To apply for OCBC Great Eastern Platinum, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [OCBC Platinum MasterCard](https://www.imoney.my/credit-card/ocbc/platinum-mastercard "Apply for OCBC Platinum MasterCard") and [Hong Leong Essential Card](https://www.imoney.my/credit-card/hong-leong/essential-card "Apply for Hong Leong Essential Card"), which may match your requirements.

If you prefer to broaden your credit card search, review more [OCBC credit cards](https://www.imoney.my/credit-card/ocbc "OCBC Credit Cards in Malaysia") and start comparing today!