Cashback and Insurance
As an OCBC Great Eastern Platinum cardholder, you will enjoy FREE RM100,000 insurance coverage on death or total and permanent (TPD) disability for principal cardholder in the first year. Spend RM10,000 and above on total retail spending in the current year to enjoy subsequent coverage renewal in the following year.
This card has a 0% interest Installment Payment Plan at all participating merchants. The Balance Transfers are at 0% per annum but a 2% or 4% one-time upfront fee is imposed based on a tenure of 6 months or 12 months respectively.
Fees and Charges
This credit card does not have an annual fee (free for life) for both the principal holder and supplementary holder. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The OCBC Great Eastern Platinum?
To apply for OCBC Great Eastern Platinum, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as [OCBC Platinum MasterCard](https://www.imoney.my/credit-card/ocbc/platinum-mastercard "Apply for OCBC Platinum MasterCard") and [Hong Leong Essential Card](https://www.imoney.my/credit-card/hong-leong/essential-card "Apply for Hong Leong Essential Card"), which may match your requirements.
If you prefer to broaden your credit card search, review more [OCBC credit cards](https://www.imoney.my/credit-card/ocbc "OCBC Credit Cards in Malaysia") and start comparing today!