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Hong Leong Kad Emas The Store and Pacific

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 6%
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 150

Ciri Utama

  • Up to 6% cashback on retail spending at The Store and Pacific
  • Shopping and travel privileges
  • 0.5% cashback every month
  • icon dining Makan

    Pulangan tunai 0.5% setiap bulan
  • icon entertainment Hiburan

    Pulangan tunai 0.5% setiap bulan
  • icon groceries Barangan Runcit

    • Pulangan tunai 6% di The Store dan Pasifik membelanjakan melebihi RM1,500 sebulan
    • Pulangan tunai 3% di The Store dan Pasifik membelanjakan sehingga RM1,500 sebulan
    • Pulangan tunai 0.5% untuk perbelanjaan di pedagang lain setiap bulan
  • icon petrol Petrol

    Pulangan tunai 0.5% setiap bulan
  • icon shopping Beli-Belah

    • Pulangan tunai 6% di The Store dan Pasifik membelanjakan melebihi RM1,500 sebulan
    • Pulangan tunai 3% di The Store dan Pasifik membelanjakan sehingga RM1,500 sebulan
    • Pulangan tunai 0.5% untuk perbelanjaan di pedagang lain setiap bulan

icon tag Other Features

  • Membeli-belah: Harga ahli untuk item terpilih di mana-mana kedai The Store dan Pacific, Potongan jemputan, faedah, promosi dan aktiviti khas, dan acara oleh The Store and Pacific
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dan Perlindungan Kesulitan Perjalanan
  • Pindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
  • Had Cashback: 6% rebat tunai yang dihadkan sebanyak RM75 sebulan; tiada had untuk 0.5% rebat tunai

icon shopping Card Information

Yuran Tahunan Percuma dengan minimum 1 transaksi dalam tempoh 45 hari dari tarikh pengeluaran kad . Percuma dengan 12 transaksi setahun
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 150
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM75
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM8,000 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry Tiada

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Product Review by

Better Shopping Experience At The Store and Pacific, Now!

Hong Leong The Store and Pacific Gold helps you save up with the maximum 6% cashback it offers on the purchases at The Store and Pacific. Apart from that, it provides a variety of benefits ranging from gift vouchers to member price on seleted items while shopping at other merchants gives you a 0.5% cashback. This card comes with complimentary Travel Insurance and Inconvenience Coverage and a Touch 'n Go Zing Card.

Fees and Charges

With a minimum of 1 swipe within 45 days from the date of card approval, annual fee is waived. It is also free for subsequent years if you make at least 12 swipes a year, otherwise, it is RM159. For supplementary card, a fee of RM79.50 will be incurred. There is unlimited amount for 0.5% cashback but as for the 6% cashback, it is limited at RM75 per month. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong The Store and Pacific Gold

To apply for Hong Leong The Store and Pacific Gold, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Store and Pacific Platinum Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!