Etiqa Comprehensive Motosikal Takaful

• Are there any additional fees and charges?

  You will need to pay the following fees:

  1. Service tax = 6%
  2. Stamp duty = RM10
  3. Agent’s commission = 10%

• What does AmAssurance not cover?

  AmAssurance does not cover:

  • Any damage done while driving under the influence of any alcohol or intoxicating liquor, narcotics, dangerous drug or any deleterious drugs or intoxicating substance.
  • If your vehicle was being used:
    • for any unlawful purposes or any attempt of any unlawful purpose
    • to practise for or participate in a motor sport, competition, reliability trial, speed test or on any racetrack
  • loss, damage or liability caused by an unauthorised driver
  • loss, damage or liability connected to war, act of terrorism, strike, riots or civil commotion
  • loss, damage or liability arising from convulsions of nature i.e. flood, typhoon, storm, landslide etc

• Are there any additional fees and charges?

  You will need to pay:

  1. Service tax - 6%
  2. Stamp duty - RM10
  3. Wakalah fees - 30% of contribution

• What does Etiqa Private Car Takaful not cover?

  It does not cover the following types of damage:

  • Your own death or bodily injury due to a motor accident.
  • Your liability against claims from passengers in your vehicle.
  • Loss, damage or liability arising from an act of nature (floods, storms or landslides).
  • Consequential loss, depreciation, wear and tear, rust and corrosion, mechanical or electronic breakdowns, failures or breakdown, equipment or computer malfunction.

• How do I cancel my policy?

  You can cancel your insurance policy by sending a notice in writing and returning your original certificate of insurance to Etiqa. Contact your insurance agent or send an email to info@etiqa.com.my for more information.

Terakhir dikemaskini: Sep 8, 2023