Public Bank MasterCard Eksekutif

  • Gaji Minimum Bulanan
    RM 2000
  • Kadar Faedah
    15% p.a.
  • Rebat Tunai
    -
  • Yuran Tahunan
    RM 88

Ciri Utama

Earn Premium Points from retail spending

Earn Premium Points from retail spending

Travel insurance with coverage of up to RM300,000

Travel insurance with coverage of up to RM300,000

Travel insurance with coverage of up to RM300,000

1 Premium Point for every RM1 spent

Faedah pada...

  • Petrol

    3 Mata Premium untuk setiap RM1 yang dibelanjakan

  • Barangan Runcit

    2 Mata Premium untuk setiap RM1 yang dibelanjakan

  • Beli-Belah

    1 Mata Premium untuk setiap RM1 yang dibelanjakan

  • Hiburan

    0 Mata Premium untuk setiap RM1 yang dibelanjakan

  • Makan

    1 Mata Premium untuk setiap RM1 yang dibelanjakan

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 2000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a. – if the above are not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% ke atas yuran tahunan dan caj-caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun
    Yuran bagi Pemegang Tambahan
    RM48

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    RM5,000 sehari
    Caj
    RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    3 tahun

    Lain-lain kebaikan

    Pelan Perlindungan
    Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM300, 000 dan Perlindungan Kesulitan Perjalanan yang meliputi sambungan terlepas, kelewatan bagasi, kehilangan bagasi, kelewatan penerbangan, pembatalan penerbangan sekiranya tambang penerbangan penuh dikenakan ke kad kredit ini
    Pindahan Baki
    0% setahun untuk tempoh 6 bulan dengan jumlah minimum pindahan RM5, 000 ke atas; Bayaran pendahuluan 0%
    Pelan Ansuran
    Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

Pemindahan Baki kepada mana-mana Public Bank kad kredit

3 bulan

Kadar faedah
1% p.a.
Jumlah Pindahan Minimum
RM500.00
Yuran pendahuluan satu kali
0
Disyorkan

6 bulan

Kadar faedah
0% p.a.
Jumlah Pindahan Minimum
RM6,000.00
Yuran pendahuluan satu kali
0

12 bulan

Kadar faedah
2.5% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
0

24 bulan

Kadar faedah
5% p.a.
Jumlah Pindahan Minimum
RM3,000.00
Yuran pendahuluan satu kali
0

Anda ingin maklumat lebih lanjut? Ejen khidmat pelanggan kami sedia membantu!

Cara membuat permohonan dalam talian untuk kad kredit

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Langkah 1

Gunakan Smart Search Kad Kredit kami untuk mencari senarai kad yang sesuai dengan keperluan anda! Pilih yang anda minati.

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Langkah 2

Setelah anda mengisi maklumat anda, kami akan menghubungi anda untuk membantu anda memohon!

Ulasan oleh iMoney

  • With Public Bank Executive MasterCard Credit Card, you will be able to earn 1 Premium points from all retail spending such as petrol, dining, entertainment, groceries and shopping. Furthermore, since this card is accepted all across the world, you will be automatically insured up tp RM300,000 if you charge you tickets with this card and you will be able to claim for inconvenience due to luggage delay, luggage loss or many more. You can enjoy swiping this card now as it is the first ever translucent EMV-Chip MasterCard in the world to sport 5 colors in 1 such as Lavender, Pink, Turquoise, Grey or Green.

  • There will be an annual fee of RM93.28 for the principal card and for the supplementary card it is RM50.88. For the Premium Points it will expire in 3 years time from the month it was collected. Moreover, to enjoy a low finance charge of 15% per annum with the Public Bank Executive MasterCard Credit Card, you will need to settle the minimum payment which is 5% of the outstanding balance or RM50 whichever is higher. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements than you will be charged with the finance charge of 18% per annum. If you are planning to conduct a balance transfer from your current existing credit card, you will be charged with the finance charges of 0% per annum for a tenure of 6 months with a minimum transfer amount of RM5,000 and above.

  • To be eligible to apply for the Public Bank Executive MasterCard Credit Card, you will need to be at least 21 years old with the minimum monthly income of RM2,000 for the principal card and for the supplementary card you will need to be at least 18 years old.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Public Bank Visa Classic Credit Card and RHB Platinum Business Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more Public Bank credit cards and start comparing today!