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Public Bank MasterCard Eksekutif

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 88

Ciri Utama

  • Earn Premium Points from retail spending
  • Travel insurance with coverage of up to RM300,000
  • 1 Premium Point for every RM1 spent

  • icon petrol Petrol

    3 Mata Premium untuk setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    2 Mata Premium untuk setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    1 Mata Premium untuk setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    0 Mata Premium untuk setiap RM1 yang dibelanjakan

  • icon dining Makan

    1 Mata Premium untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM300, 000 dan Perlindungan Kesulitan Perjalanan yang meliputi sambungan terlepas, kelewatan bagasi, kehilangan bagasi, kelewatan penerbangan, pembatalan penerbangan sekiranya tambang penerbangan penuh dikenakan ke kad kredit ini
  • Pindahan Baki: 0% setahun untuk tempoh 6 bulan dengan jumlah minimum pindahan RM5, 000 ke atas; Bayaran pendahuluan 0%
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian

icon dining Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 88
Min. age for supplementary holder 18 tahun
Fee for supplementary holder RM48
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM5,000 sehari
Cash advance charge RM20 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry 3 tahun

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Earn Premium Points!

With Public Bank Executive MasterCard Credit Card, you will be able to earn 1 Premium points from all retail spending such as petrol, dining, entertainment, groceries and shopping. Furthermore, since this card is accepted all across the world, you will be automatically insured up tp RM300,000 if you charge you tickets with this card and you will be able to claim for inconvenience due to luggage delay, luggage loss or many more. You can enjoy swiping this card now as it is the first ever translucent EMV-Chip MasterCard in the world to sport 5 colors in 1 such as Lavender, Pink, Turquoise, Grey or Green.

Fees and Charges

There will be an annual fee of RM93.28 for the principal card and for the supplementary card it is RM50.88. For the Premium Points it will expire in 3 years time from the month it was collected. Moreover, to enjoy a low finance charge of 15% per annum with the Public Bank Executive MasterCard Credit Card, you will need to settle the minimum payment which is 5% of the outstanding balance or RM50 whichever is higher. If you settle your payments promptly for at least 10 out of 12 months then you will be able to enjoy a finance charge of 17% per annum but if you did not meet any of the requirements than you will be charged with the finance charge of 18% per annum. If you are planning to conduct a balance transfer from your current existing credit card, you will be charged with the finance charges of 0% per annum for a tenure of 6 months with a minimum transfer amount of RM5,000 and above.

Are You Eligible For The Public Bank Executive MasterCard Credit Card?

To be eligible to apply for the Public Bank Executive MasterCard Credit Card, you will need to be at least 21 years old with the minimum monthly income of RM2,000 for the principal card and for the supplementary card you will need to be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Public Bank Visa Classic Credit Card and RHB Platinum Business Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Public Bank credit cards and start comparing today!