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Hong Leong Kad Emas

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 160

Ciri Utama

  • Earn Reward Points from retail spending
  • 6 or 12 months 0% interest instalment plan
  • 1 Reward Point for every RM1 spent
Shopping
4.8/10
Petrol
5.33/10
Groceries
4.8/10
Dining
4.8/10

  • icon petrol Petrol

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon dining Makan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon entertainment Hiburan

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon groceries Barangan Runcit

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

  • icon shopping Beli-Belah

    1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan

icon tag Other Features

  • Pemindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: 6 atau 12 bulan 0% faedah Pelan Pembayaran Mudah (EPP), 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian

icon shopping Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM80
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM7,500 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry 42369

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Product Review by

The Gymnast Of Credit Cards, It's Flexible

Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month or 12-month. You can also transfer your outstanding balance from other higher-rate credit card to Hong Leong Gold Card and enjoy a low annual interest of 6.99% which is applicable for all first-time balance transfers.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Gold Card?

To apply for Hong Leong Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Essential Credit Card and Alliance bank Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!