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Pemindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
Pelan Ansuran: 6 atau 12 bulan 0% faedah Pelan Pembayaran Mudah (EPP),
0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian
Card Information
Gaji Minimum Bulanan
RM 2000
Min. age for principal holder
21
Fee for principal holder
RM 160
Min. age for supplementary holder
18 tahun dan ke atas tahun
Fee for supplementary holder
RM80
Late payment charge
RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount
RM7,500 sehari
Cash advance charge
RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge
18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry
42369
Product Review by
The Gymnast Of Credit Cards, It's Flexible
Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month or 12-month. You can also transfer your outstanding balance from other higher-rate credit card to Hong Leong Gold Card and enjoy a low annual interest of 6.99% which is applicable for all first-time balance transfers.
Fees and Charges
The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The Hong Leong Gold Card?
To apply for Hong Leong Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.