Earn Reward Points from retail spending
6 or 12 months 0% interest instalment plan
1 Reward Point for every RM1 spent
Hong Leong Kad Emas
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- Gaji Minimum Bulanan
- RM 2000
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- Kadar Faedah
- 15% p.a.
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- Pulangan Tunai
- -
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- Yuran Tahunan
- RM 160
Ciri Utama
Faedah pada...
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Petrol
1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan -
Makan
1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan -
Hiburan
1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan -
Barangan Runcit
1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan -
Beli-Belah
1 Mata Ganjaran bagi setiap RM1 yang dibelanjakan
Maklumat lanjut
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Kelayakan/Dokumen
- Gaji Minimum Bulanan
- RM 2000
- Umur Minimum Pemegang Utama
- 21
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Yuran dan caj
Lain-lain yuran dan caj
- Caj Bayaran Lewat
- RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
- Caj Kewangan
- 15% p.a. – prompt payment for 12 consecutive months
- 17% p.a. – prompt payment for at least 10 out of 12 months
- 18% p.a. – if the above are not met
- Cukai Jualan dan Perkhidmatan (SST)
- 0% atas yuran tahunan dan caj lain
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Kad Tambahan
- Minimum Umur bagi Pemegang Tambahan
- 18 tahun dan ke atas tahun
- Yuran bagi Pemegang Tambahan
- RM80
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Pendahuluan Tunai
- Jumlah
- RM7,500 sehari
- Caj
- RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Lain-lain informasi pendahuluan tunai
- Faedah Pendahuluan Tunai
- 18% setahun ke atas jumlah wang pendahuluan
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Lain-lain
- Tempoh Tamat Mata Ganjaran
- 42369
Lain-lain kebaikan
- Pemindahan Baki
- 6.99% setahun untuk tempoh sehingga 12 bulan
- Pelan Ansuran
- 6 atau 12 bulan 0% faedah Pelan Pembayaran Mudah (EPP), 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian
Pemindahan Baki kepada mana-mana Hong Leong kad kredit
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Baca lebih lanjut mengenai Kad Kredit
Ulasan oleh iMoney
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Besides granting you Reward Points on all retail spending, the Extended Payment Plan (EPP) allows you to purchase your dream items by lengthening your payment tenure with Hong Leong Bank's 0% interest installment plan for 6-month or 12-month. You can also transfer your outstanding balance from other higher-rate credit card to Hong Leong Gold Card and enjoy a low annual interest of 6.99% which is applicable for all first-time balance transfers.
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The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
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To apply for Hong Leong Gold Card, you need a minimum income of RM2,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Essential Credit Card and Alliance bank Gold Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!