Business-size credit limit of up to RM300,000
Up to 60 days interest-free credit period for retail transactions
Travel privileges and insurance coverage
Hong Leong Kad Bisnes Platinum
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- Gaji Minimum Bulanan
- RM 10000
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- Kadar Faedah
- 15% p.a.
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- Pulangan Tunai
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- Yuran Tahunan
- RM 400
Ciri Utama
Faedah pada...
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Pelancongan
Perlindungan Insurans Kemalangan Perjalanan Percuma
Maklumat lanjut
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Kelayakan/Dokumen
- Gaji Minimum Bulanan
- RM 10000
- Umur Minimum Pemegang Utama
- 25
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Yuran dan caj
- Yuran Tahunan
- Percuma dengan penggunaan minimum kad sebanyak 12 kali dalam tempoh 12 bulan
Lain-lain yuran dan caj
- Caj Bayaran Lewat
- RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM75
- Caj Kewangan
- 15% p.a. – prompt payment for 12 consecutive months
- 17% p.a. – prompt payment for at least 10 out of 12 months
- 18% p.a. – if the above are not met
- Cukai Jualan dan Perkhidmatan (SST)
- 0% atas yuran tahunan dan caj lain
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Kad Tambahan
- Yuran bagi Pemegang Tambahan
- RM200
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Pendahuluan Tunai
- Jumlah
- RM8,000 sehari
- Caj
- RM20 atau 3% dari baki tertunggak (mana-mana yang lebih tinggi)
Lain-lain informasi pendahuluan tunai
- Faedah Pendahuluan Tunai
- 18% setahun ke atas jumlah wang pendahuluan
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Lain-lain
- Tempoh Tamat Mata Ganjaran
- Tiada
Lain-lain kebaikan
- Kewangan
- 0% tempoh kredit faedah sehingga 60 hari (56 ditambah tempoh tangguh 4 hari) untuk semua transaksi runcit, Kemudahan cek dengan kadar faedah BLR + 6%
- Perjalanan
- Lawatan percuma ke Plaza Premium Lounge di lapangan terbang terpilih (tertakluk kepada perbelanjaan runcit minimum sebanyak RM2, 500 dalam tempoh 30 hari dari tarikh lawatan), Kadar tukaran mata wang asing keutamaan bagi pembelian mata wang asing bernilai RM30, 000; RM150, 000
- Pelan Perlindungan
- Insurans Kemalangan Perjalanan dan Perlindungan Ketidakselesaan Perjalanan, Perlindungan Pembelian Runcit
- Pemindahan Baki
- 6.99% setahun untuk tempoh sehingga 12 bulan
- Pelan Ansuran
- 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian
Pemindahan Baki kepada mana-mana Hong Leong kad kredit
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Baca lebih lanjut mengenai Kad Kredit
Ulasan oleh iMoney
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With credit limit up to RM300,000, Hong Leong Platinum Business offers you a 0% interest credit period for 60 days (56 + 4 days of grace period) for all retail bargains. To enhance flexibility, It includes a cheque facility with a low interest rate (BLR + 6%). Aside from that, you are entitled complimentary access to Plaza Premium Lounge at selected airports and preferential forex rates. This card also comes with security coverage which includes Travel Accident and Inconvenience Coverage and Ratail Purchase Protection Coverage.
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There is no annual fee if you make at least 12 swipes in a year, otherwise, it is RM424. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
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To apply for Hong Leong Platinum Business, you need a minimum income of RM10,000 and to be at least 25 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Matta Card and Alliance Bank Business Platinum Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!