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Hong Leong Kad Bisnes Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 10,000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 400

Ciri Utama

  • Business-size credit limit of up to RM300,000
  • Up to 60 days interest-free credit period for retail transactions
  • Travel privileges and insurance coverage
  • icon travel Pelancongan

    Perlindungan Insurans Kemalangan Perjalanan Percuma

icon tag Other Features

  • Kewangan: 0% tempoh kredit faedah sehingga 60 hari (56 ditambah tempoh tangguh 4 hari) untuk semua transaksi runcit, Kemudahan cek dengan kadar faedah BLR + 6%
  • Perjalanan: Lawatan percuma ke Plaza Premium Lounge di lapangan terbang terpilih (tertakluk kepada perbelanjaan runcit minimum sebanyak RM2, 500 dalam tempoh 30 hari dari tarikh lawatan), Kadar tukaran mata wang asing keutamaan bagi pembelian mata wang asing bernilai RM30, 000; RM150, 000
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dan Perlindungan Ketidakselesaan Perjalanan, Perlindungan Pembelian Runcit
  • Pemindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: 0% faedah Pelan Bayaran Ansuran di semua pedagang yang mengambil bahagian

icon info Card Information

Yuran Tahunan Percuma dengan penggunaan minimum kad sebanyak 12 kali dalam tempoh 12 bulan
Gaji Minimum Bulanan RM 10000
Min. age for principal holder 25
Fee for principal holder RM 400
Fee for supplementary holder RM200
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM75
Cash advance amount RM8,000 sehari
Cash advance charge RM20 atau 3% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry Tiada

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The Businessman's Card

With credit limit up to RM300,000, Hong Leong Platinum Business offers you a 0% interest credit period for 60 days (56 + 4 days of grace period) for all retail bargains. To enhance flexibility, It includes a cheque facility with a low interest rate (BLR + 6%). Aside from that, you are entitled complimentary access to Plaza Premium Lounge at selected airports and preferential forex rates. This card also comes with security coverage which includes Travel Accident and Inconvenience Coverage and Ratail Purchase Protection Coverage.

Fees and Charges

There is no annual fee if you make at least 12 swipes in a year, otherwise, it is RM424. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong Platinum Business

To apply for Hong Leong Platinum Business, you need a minimum income of RM10,000 and to be at least 25 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Matta Card and Alliance Bank Business Platinum Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

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