KOBETA Cooperative Pembiayaan Peribadi

  • Kadar Faedah
    6.9% p.a.
  • Pinjaman Maksimum
    RM 150,000
  • Tempoh Kelulusan
    2-4 Working Days

Kira pembayaran pinjaman anda dengan serta-merta

RM
tahun
RM
Anda Bayar
RM 89 /mth
Kadar Faedah
Jumlah Faedah Perlu Dibayar
RM 70
Jumlah Keseluruhan
RM 1,070

Ciri-ciri utama

Ideal for government employees looking for low interest financing but have high outside commitment

Ideal for government employees looking for low interest financing but have high outside commitment

Reasonable financing rate fixed for the entire 10 year term

Reasonable financing rate fixed for the entire 10 year term

Reasonable financing rate fixed for the entire 10 year term

Even semi-government employees from TNB and POS Malaysia can apply

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    2-4 Working Days
    Pinjaman Minimum
    RM 1,000
    Pinjaman Maksimum
    RM 150,000

    Ciri-ciri lain produk

    Profit Rate
    5.99%
    Financing Tenure
    10 years
    Debt Consolidation
    No

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 1,500

    Syarat kelayakan lain

    NRIC
    Copy of IC (front and back) [verified by employer]
    Salary Slip
    Copy of latest 3 months payslips [verified by employer]
    Bank Statement
    Copy of latest 3 months bank statement [if not AG customers]
    Confirmation Letter
    Confirmation letter by employer
    Application Form
    A full set of application forms & agreements
    Angkasa Form (Blue Form) or Letter of authorization
    Angkasa Form (Blue Form) or Letter of authorisation to deduct salary

Sekiranya anda tidak pasti pinjaman mana yang sesuai untuk anda, kami boleh membantu!

Cara membuat permohonan dalam talian untuk pinjaman peribadi

Step 1 Image

Step 1

Gunakan kalkulator kami untuk mencari pinjaman peribadi paling sesuai untuk anda.

Step 2 Image

Step 2

Pilih produk yang memenuhi keperluan anda dan klik butang Mohon.

Step 3 Image

Step 3

Sila isi borang pemohonan dengan butiran anda. Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda.

Ulasan oleh iMoney

  • Financing amounts from RM1,000 - RM150,000 are available. The qualifying age range is from 21 to 47.
  • A flat profit rate of 5.99% is fixed for the entire financing period and the payout is up to 93% of the financing amount.
    1. Copy of IC (front and back) [verified by employer]
    2. Copy of latest 3 months payslips [verified by employer]
    3. Copy of latest 3 months bank statement [if not AG customers]
    4. Confirmation letter by employer
    5. A full set of application forms & agreements
    6. Angkasa Form (Blue Form) or Letter of authorization to deduct salary
  • Credit records like non-bank CTOS under RM20k is allowed while credit records on CTOS from financial institutions need to be settled with the new financing application to qualify.

  • The entire process takes between 1-2 weeks (2 - 4 days to get approval and 7-10 days to get the money in customer's bank account).

    Your application will be forwarded to Direct Lending Sdn Bhd for processing.