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AmBank Islamic Kad CARz Visa Platinum

Dapatkan 1 mata AmBonus untuk setiap RM1 perbelanjaan dan rebat tunai sehingga 20% untuk perbelanjaan di seluruh dunia.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    18% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM80 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Pulangan tunai sehingga 5% untuk transaksi petrol mana-mana jenama
  • Dapatkan diskaun RM30, pulangan tunai RM30, baucar RM30 atau diskaun 30% daripada foodpanda, Grab, Touch 'n Go, airasia, Lazada, Shopee dan banyak lagi.
  • Nikmati sehingga 36 bulan 0% faedah dengan Easy Payment Plan
Shopping
4.8/10
Petrol
8.9/10
Groceries
4.8/10
Dining
4.8/10
  • icon petrol Petrol

    • Dapatkan pulangan tunai sehingga 5% untuk transaksi petrol dihadkan pada RM80 (bayaran balik sebahagian bulanan)
    • Dapatkan pulangan tunai sehingga 2% untuk transaksi petrol dihadkan pada RM80 (bayaran balik bulanan penuh)
  • icon dining Makan

    • 2x Mata AmBonus untuk setiap RM1 perbelanjaan luar negara
    • 1x Mata AmBonus untuk setiap perbelanjaan RM1
  • icon entertainment Hiburan

    • 2x Mata AmBonus untuk setiap RM1 perbelanjaan luar negara
    • 1x Mata AmBonus untuk setiap perbelanjaan RM1
  • icon groceries Barangan Runcit

    • 2x Mata AmBonus untuk setiap RM1 perbelanjaan luar negara
    • 1x Mata AmBonus untuk setiap perbelanjaan RM1
  • icon shopping Beli-Belah

    • Nikmati sehingga 36 bulan 0% faedah dengan Easy Payment Plan
    • 2x Mata AmBonus untuk setiap RM1 perbelanjaan luar negara
    • 1x Mata AmBonus untuk setiap perbelanjaan RM1

icon tag Other Features

  • Pelan Perlindungan: Perlindungan Insurans AmProtector sebanyak RM500,000 sekiranya berlaku kematian atau hilang upaya kekal
  • Pemindahan Baki: Jumlah pemindahan minimum: RM1, 000 (6 bulan); RM5, 000 (12 dan 24 bulan), Tempoh pembayaran balik dan kadar faedah: - 6 bulan: 4.99% setahun, - 12 dan 24 bulan: 8.99% setahun
  • Pelan Ansuran: Nikmati sehingga 36 bulan 0% faedah dengan Easy Payment Plan di semua peniaga yang mengambil bahagian
  • Had Cashback: RM80 sebulan (bayaran balik bulanan separa); RM20 sebulan (bayaran balik bulanan penuh)

icon info Card Information

Yuran Tahunan Percuma seumur hidup
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma untuk 3 kad pertama
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% had kredit
Cash advance charge RM50 dengan tambahan RM3 GST atau 5% dari jumlah pendahuluan tunai dengan tambahan 6% GST (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah pendahuluan tunai
Rewards points expiry Tiada

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Pay Less, Earn More!

With AmBank Islamic Visa Platinum CARz Card, you get 5% cashback per month with a cap RM80 if you make partial monthly repayments and 2% cashback per month with a cap RM20 if you make full monthly repayments. You also get 2x AmBonus Point for every RM1 overseas spend & 1x AmBonus Point for every RM1 spend. It comes with AmProtector Insurance coverage of RM500,000 in the event of death or permanent disability. AmBank Islamic Visa Platinum CARz Card also offers up to 36 months of 0% interest Easy Payment Plan.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank CARz Platinum MasterCard?

To apply for AmBank Islamic Visa Platinum CARz Card, you need to have a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Shell Visa Credit Card/-i and Maybank PETRONAS Visa Gold, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

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