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Alliance Bank Kad Platinum

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up
  • Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up
  • Gain up to 3x Timeless Bonus Points for Overseas transactions
Shopping
7.5/10
Travel
6.5/10
Groceries
7.7/10
Dining
7.5/10

icon gift Promosi

Dapatkan pulangan tunai sehingga RM900* dan 8x mata ganjaran Timeless!

Dapatkan pulangan tunai sehingga RM900* dan 8x mata ganjaran Timeless!

Mohon kad kredit VISA Alliance Bank sekarang!

* Tertakluk pada terma dan syarat

  • icon shopping Beli-Belah

    Dapatkan sehingga 8x Mata Bonus Timeless untuk transaksi membeli-belah dalam talian dan tambah nilai eWallet
  • icon travel Pelancongan

    Dapatkan sehingga 3x Mata Bonus Abadi untuk transaksi luar negara
  • icon dining Makan

    Dapatkan sehingga 1x Mata Bonus Tanpa Masa untuk transaksi Tanpa Sentuhan, Makan, Hiburan, Pengebilan Automatik dan transaksi runcit lain
  • icon groceries Barangan Runcit

    Dapatkan 1x Mata Bonus Abadi untuk transaksi tanpa sentuhan, makan, hiburan, bil Auto dan transaksi runcit lain

icon tag Other Features

  • 1 x Mata Bonus Abadi untuk setiap RM1 yang dibelanjakan untuk Bil Automatik di dalam negara:
  • Pengeluaran pendahuluan tunai sehingga 80% daripada had kredit anda:
  • Bantuan Talian Khidmat Pelanggan Yang Berdedikasi:
  • Pindahan Baki*: 6 bulan: 0.00% setahun; min. pindahkan RM1, 000; 0% yuran pendahuluan sekali *, 12 bulan: 3.99% setahun; min. pindahkan RM1, 000; 0% yuran pendahuluan sekali sahaja *
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
  • * Untuk ahli Keistimewaan Perikatan (PB) dan Perikatan Peribadi (AP) sahaja:

icon groceries Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder RM 21
Yuran untuk pemegang utama Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 100% dari had kredit
Cash advance charge RM15.90 atau 5.3% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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Product Review by

Great For Travelling, Collect Points Quickly

Alliance Bank Platinum Card provide exclusive benefits to the cardholders Additional Gain up to 8x Timeless Bonus Points for online shopping transactions and eWallet top-up. Card holders will earn 3x Timeless Bonus Points for Overseas transactions and 1x TBP for other spending locally. Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only. On top of that, participating merchants offer 0% per annum interest rate and there is no lost card liability upon reporting.

Fees and Charges

First year fee is waived. Subsequent years fees will be waived upon 12 swipes with no minimum spend. otherwise, it’s RM120 for principal cardholders. You can make minimum monthly payment on your credit card if you are unable to make a full payment of your outstanding amount. The minimum you can pay is RM50 or 5% of outstanding amount. You will be charged RM10 or 1% of outstanding amount, up to a maximum of RM100 as late payment fee if you failed in making your payments on time. For prompt monthly payment on your credit card for 12 consecutive months your interest rate will be based on 15% per annum, prompt payment for at least 10 out of 12 months interest rate will be based on 17% per annum and if any of the above is not met the interest rate will be 18% per annum. Furthermore, the cash advance fee is RM15 or 5.0% of outstanding amount, whichever is higher.

Are You Eligible For The Alliance Bank Platinum Card?

You need a minimum monthly income of RM2,000 and to be at least 21 years old for principal card holders and at least 18 years old for supplementary card holders to be eligible to apply for Alliance Bank Platinum Card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!