- Z-MedProtect ialah insurans perubatan tahunan yang boleh diperbaharui dengan perlindungan komprehensif yang meliputi bil perubatan anda untuk memastikan anda dan orang tersayang anda mempunyai ketenangan fikiran dan tidak akan dibebani dari segi kewangan.
- Had Tahunan
- Sehingga RM2,000,000
- Had Seumur Hidup
- Tiada Had
- Faedah Kemasukan ke Hospital
- Sehingga RM500 Sehari
- Hospital Panel
- 132 Panel
Had Tahunan Keseluruhan Tinggi, Tiada Had Seumur Hidup
Pelan Fleksibel dan Boleh Disesuaikan
Dijamin Boleh Diperbaharui sehingga 100 tahun
Tiada Bonus Tuntutan
Lawatan Doktor Dalam Hospital Tanpa Had
- Umur Kemasukan
- Malaysia dan Warga Asing
- Sehingga 100 Tahun
- Umur Perlindungan
Zurich ZMedProtect is a medical insurance plan that provides comprehensive coverage for hospitalization, surgical procedures, outpatient treatments, and emergency medical expenses. It also covers pre- and post-hospitalization expenses, as well as alternative medical treatments such as chiropractic, osteopathy, and homeopathy.
Anyone between the ages of 14 days and 70 years old can apply for Zurich ZMedProtect, including individuals, couples, and families. However, the plan is subject to underwriting approval and may have specific requirements or exclusions depending on the applicant's medical history and current health condition.
The cost of Zurich ZMedProtect depends on several factors, including the applicant's age, health status, and chosen coverage options. Generally, the more comprehensive the coverage, the higher the premium. However, Zurich offers flexible payment options, including annual, semi-annual, and monthly payments, to suit the policyholder's budget and preference.
To make a claim with Zurich ZMedProtect, the policyholder or their authorized representative must complete and submit the claim form, along with all necessary supporting documents such as medical bills and receipts. Zurich has a dedicated claims team that will review the claim and provide updates on its status. Claims can be submitted via email, fax, or mail.
Policyholders can renew or modify their Zurich ZMedProtect policy by contacting their Zurich agent or visiting one of Zurich's branches. Policy modifications may be subject to underwriting approval and may result in changes to the policy's coverage, terms, and premium. Policyholders are advised to review their policy regularly to ensure that it meets their current needs and preferences.
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