- Interest Rate (p.a.)
6.60% - 14.16%
- Loan Tenure
2 - 7 years
- Approval Duration
Up to 5 business days
- Min. monthly income
What's so great about RHB Islamic Bank Personal Financing-i for Private?
- Approved loan amount of up to RM150,000.
- Fixed interest rate of 1.18% per month.
- Applicant covered by Takaful protection.
|Min. financing amount||RM5,000|
|Max.financing amount||- Up to 3.5x fixed monthly salary of RM18,000 – RM30,000|
- Up to 5.5x fixed month salary of RM30,000 and above
- Up to RM150,000
|Min. loan tenure||2 years|
|Max. loan tenure||7 years|
|Interest rate||Fixed rate of 6.60% – 14.16% per annum|
|Approval duration||Up to 5 business days|
Fees & Charges
|One time set up|
|Disbursement & misc. fee||RM30|
|Late payment charges||1% on outstanding loan amount|
|Age requirement||Age 21 - 65|
|Employment eligibility||Employees of private sector organizations, or self-employed individuals|
|Min. salary requirement||RM1,500 gross per month|
|Guarantor / Collateral requirement||N/A|
|Need to open linked banked account?||Yes|
|Need to buy Takaful product?||Yes|
Product Review by
RHB Islamic Personal Financing-i for Private FAQ
What is the maximum amount you can borrow?
Borrowable amount of up to:
Applicant must be between the age of 21 to 65 to qualify.
Applicant must be employed as an employee of a private sector organization, or self-employed with a minimum gross salary of RM1,500 per month.
Opening of a linked bank account and Takaful protection is compulsory.
What will it cost you and how will you be charged?One time set-up fee:
Calculate the cost of taking up this loan using our calculator
How long will the application take and what documentations are required?
Upon completing an application with iMoney, our representative will contact you within the same business day to confirm your application.
Thereafter, RHB will require an average of five business days (not including Saturdays, Sundays, and public holidays) before approval or disbursement.
You are required to furnish the following documents for your loan application:Salaried applicant for a multinational corporation (MNC):
Can you apply if you have a bad CCRIS/ CTOS/ Credit Record?
No, you are required to settle all overdue payments before applying. It is advised that you continue repaying your loans on time for another three months before reapplying.