Pinjaman Perniagaan RHB SME

  • Kadar Faedah
    5.29% p.a. ~ 5.29% p.a.
  • Pinjaman Maksimum
    RM 5,000,000
  • Tempoh Kelulusan
    5 Hari Bekerja

Kira pembayaran pembiayaan anda dengan serta-merta

RM
RM
Anda Bayar
RM 89 /mth
Kadar Faedah
Jumlah Faedah Perlu Dibayar
RM 70
Jumlah Keseluruhan
RM 1,070

Maklumat lanjut

  • icon Ciri-ciri Produk Ciri-ciri Produk

    Tempoh Kelulusan
    5 Hari Bekerja
    Pinjaman Minimum
    RM 50,000
    Pinjaman Maksimum
    RM 5,000,000

    Ciri-ciri lain produk

    Tempoh Minimum Pinjaman
    1 tahun

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Syarat Umur
    18-60 tahun
    Min. Jualan Perniagaan Bulanan
    RM 0

    Syarat kelayakan lain

    Main Bank Statement
    Most recent 6 month statement
    NRIC
    Copies of NRIC of all directors/shareholders (For Companies) or Owners/Partners (For Individuals)

  • icon Yuran dan caj Yuran dan caj

    Lain-lain yuran dan caj

    Caj Lewat Bayar
    Tiada
    Penyelesaian Awal
    Tiada
    Caj lain
    Tiada
Last updated: Oct 6, 2021

Cara membuat permohonan dalam talian untuk pinjaman perniagaan

Step 1 Image

Langkah 1

Pilih produk yang memenuhi keperluan anda, klik butang Mohon dan isi borang pemohonan dengan butiran anda.

Step 2 Image

Langkah 2

Wakil dari iMoney ataupun dari bank akan menghubungi anda untuk memproses permohonan anda. Mereka akan membantu anda menjawab soalan anda dan mengemukakan permohonan anda ke bank.

Step 3 Image

Langkah 3

Permohonan pinjaman anda akan dihantar ke bank. Ejen bank akan membuat pengesahan dengan anda dan pinjaman anda akan diluluskan dalam 5-7 hari bekerja.

Ulasan oleh iMoney

  • The RHB Sme Online offers a flexible tenure repayment between 6 to 84 months, with a financing amount up to RM1,000,000, subject to further verification and assessment by us.

    If you are interested, calculate and adjust this loan here.

  • The minimum you can borrow from this loan is RM50,000 and the maximum is RM5,000,000. It varies depending on the state of your business.

  • You can expect to receive your funds within five (5) working days after you have been approved by RHB.

  • No collateral is required for this loan.

  • Yes, the following positions must be the guarantor(s) for the financing:

    1. Director(s) and shareholder(s) for Sdn Bhd
    2. Owner(s) for Sole Proprietors.
    3. Business Partner(s) for Partnerships.

  • You are encouraged to take up Personal Smart Shield Plus (PSS) as protection for the financing. Quotations will be provided to you if you agree to take the protection. 

  • To apply and qualify for this business loan, your business must meet the requirements such as:

    1. Business directors/ shareholders/ partners/ owners are Malaysian residents
    2. Business directors/ shareholders/ partners/ owners will be acting as guarantors for this financing
    3. None of the business directors/ shareholders/ partners/ owners are immediate family members of an RHB employee
    4. Your youngest directors/ shareholders/ partners/ owners is below the age of 69 years old at the end of the tenure of your financing
    5. Your annual revenue in the latest financial year is RM350K to RM50mil
    6. Your business is in the wholesale, retail manufacturing, or business services sector
    7. You intend to use this financing to fund your working capital needs

  • First, you would need to prepare the following documents:

    1. Latest 6-month bank statement
    2. Copy of NRIC of all Business Owners

     

    Once approved, you can prepare the documents below for site visit purposes:

    1. Latest 6-month bank statement
    2. Copies of NRIC of all directors/shareholders (For Companies) or Owners/Partners (For Individuals).

    There are also other charges that you might need to pay:

    1. Stamp Duty 
    2. Cancellation Fee of RM100 (if you choose to cancel the application after it has been approved)
    3. Insurance Premium (if you agree to take up PSS)