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Hong Leong Kad WISE

Nikmati 8% pulangan tunai untuk perbelanjaan bulanan melebihi RM500 untuk petrol, perbelanjaan runcit dan makanan pada hujung minggu.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    RM100 sebulan
  • icon Yuran Tahunan
    Yuran Tahunan
    RM 160

Ciri Utama

  • Get up to 8% cashback
  • 8% cashback every month

  • icon groceries Barangan Runcit

    Pulangan tunai 8% setiap bulan

  • icon petrol Petrol

    Pulangan tunai 8% setiap bulan

  • icon utilities Utiliti

    Pulangan tunai 8% setiap bulan

icon tag Other Features

  • Kategori Lain: Farmasi, makan, kedai serbaneka, kedai buku, hiburan, perjalanan, utiliti (elektrik dan air)
  • Pindahan Baki: 6.99% setahun untuk tempoh sehingga 12 bulan
  • Pelan Ansuran: Pelan Pembayaran Ansuran faedah 0% untuk semua peniaga yang mengambil bahagian
  • Had Cashback: Rebat tunai terkumpul sebanyak RM100 sebulan dengan minimum 10 transaksi yang setiapnya bernilai RM50 dan ke atas

icon info Card Information

Yuran Tahunan Percuma dengan syarat
Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder RM 160
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM80
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount RM3,000 sehari
Cash advance charge RM20 atau 5% dari baki tertunggak (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun ke atas jumlah wang pendahuluan
Rewards points expiry Tiada

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Earn Cashback On Your Preferred Expenditure Categories!

Hong Leong WISE Card offers 10% cashback on your preferred categories (2 out of 9 excluding petrol) of retail spending all year round. You are given the flexibility in switching among other categories anytime. For instances, pharmacies, dining, book stores, entertainment, travel, groceries, departmental stores, utilities and travel.

Fees and Charges

The annual fee for principal card is RM169.60 and RM84.80 for supplemantary card. The cashback limit is RM100 per month with a minimum of 10 trasactions (RM50 and above per transactions). Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong WISE Card?

To apply for Hong Leong WISE Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong GSC Gold Card and Alliance Bank Gold Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

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