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BSN Kad Kredit-i Emas

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 3,000
  • icon Kadar Faedah
    Kadar Faedah
    13.5% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • 2 BSN rewards points for overseas retail transactions
  • Up to RM300,000 insurance coverage for Travel Accident
  • 2 BSN Happy Rewards points for every RM1 spent dining overseas
  • icon dining Makan

    • 2 BSN Happy Rewards points untuk setiap perbelanjaan RM1 untuk makan di luar negara
    • 1 BSN Happy Rewards point untuk setiap RM1 untuk makan yang dibelanjakan di dalam negara
  • icon shopping Beli-Belah

    • 2 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di luar negara
    • 1 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di dalam negara
  • icon petrol Petrol

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan
  • icon entertainment Hiburan

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan
  • icon groceries Barangan Runcit

    1 BSN Happy Rewards point untuk setiap RM1 yang dibelanjakan

icon tag Other Features

  • BSN Zing PLUSMiles percuma dihubungkan dengan Kad Kredit Emas-i BSN ini:
  • Insurans / Pelan Perlindungan: Perlindungan insurans sehingga RM300, 000 untuk Kecelakaan Perjalanan dan perlindungan perlindungan daripada sebarang Kesulitan Perjalanan seperti bagasi yang hilang / tertunda, kelewatan penerbangan dan sambungan penerbangan yang tidak dijawab (faedah dikenakan apabila tambang penerbangan penuh dikenakan ke kad kredit ini)
  • Pindahan Baki: Min. jumlah pindahan: RM500 (tempoh 3 bulan); RM1, 000 (6 & ndash; tempoh 24 bulan); RM2, 000 (tempoh 36 bulan), 3 / 6 / 9 bulan: 0.3% sebulan, 3.6% setahun; 0% yuran pendahuluan sekali, 12 bulan: 0% untuk 6 bulan pertama, 0.3% sebulan selepas itu; 0% yuran pendahuluan sekali, 24 bulan: 0% untuk 12 bulan pertama, 0.375% sebulan selepas itu; 0% yuran pendahuluan sekali, 36 bulan: 0.375% sebulan, 4.5% setahun; Bayaran pendahuluan satu% 0%
  • Pelan Ansuran: Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 3000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
Cash advance amount Sehingga 75% dari had kredit
Cash advance charge RM10 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge Tiada
Rewards points expiry Tiada

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Local And International Rewards Await!

Get 2 BSN Happy Reward points for every RM1 transaction performed on this card for your overseas retail purchases. For local retail purchases, you will get 1 BSN Happy Reward point. On top of that, you will received a complimentary BSN Zing PLUSMiles card which is also linked to the card and it comes with an insurance plan for the cardholder when full airfare charged to the card that covers mainly on travel accident insurance and travel inconvenience benefits.

Fees and Charges

The annual fee for both principal and supplementary credit cards are waived for life. A government employee will get to enjoy a finance charge of 11% p.a. while a non-government employee will enjoy a finance charge of 13.5% p.a. when the minimum monthly repayment (5% of the outstanding balance or RM50, minimum, whichever is higher). You will be charged a late payment of RM10 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM75) if the minimum monthly payment is not made before the due date. Effective 1 April 2015, 6% GST is included in all these charges.

Are You Eligible For The BSN Gold Credit Card-i?

To apply for BSN Gold Credit Card-i, you will need to have a minimum monthly income of RM3,000 and to be at least 21 years old (for principal cardholder) or 18 years old (for supplementary cardholder).

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Gold Credit Card and Maybank Gold MasterCard, which may match your requirements.

If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

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