Logo

BSN Kad-i Klasik

Dapatkan ganjaran Happy Rewards dengan pelbagai jenis perbelanjaan di 29 juta penyedia sambil menikmati kad Touch 'n Go BSN Zing PLUSMiles PERCUMA.

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2,000
  • icon Kadar Faedah
    Kadar Faedah
    11% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    -
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn up to 2 BSN Happy Rewards points with retail spending
  • Complimentary Travel Accident Insurance with coverage of up to RM300,000
  • Complimentary BSN Zing PLUSMiles Card
  • icon dining Makan

    • 2 BSN Happy Rewards points untuk setiap perbelanjaan RM1 untuk makan di luar negara
    • 1 BSN Happy Rewards point untuk setiap RM1 untuk makan yang dibelanjakan di dalam negara
  • icon shopping Beli-Belah

    • 2 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di luar negara
    • 1 mata BSN Happy Rewards bagi setiap RM1 yang dibelanjakan untuk membeli-belah di dalam negara
  • icon petrol Petrol

    1 BSN Happy Rewards points untuk setiap RM1 yang dibelanjakan untuk petrol
  • icon entertainment Hiburan

    • 2 BSN Happy Rewards points untuk setiap RM1 yang dibelanjakan untuk hiburan di luar negara
    • 1 BSN Happy Rewards points untuk setiap RM1 yang dibelanjakan untuk hiburan di dalam negara
  • icon groceries Barangan Runcit

    • 2 BSN Happy Rewards points untuk setiap RM1 yang dibelanjakan untuk bahan makanan di luar negara
    • 1 BSN Happy Rewards points untuk setiap RM1 yang dibelanjakan untuk bahan makanan tempatan

icon tag Other Features

  • Kad BSN Zing PLUSMiles percuma:
  • Pelan Perlindungan: Insurans Kemalangan Perjalanan dengan perlindungan sehingga RM100, 000 dan Manfaat Kesulitan Perjalanan merangkumi bagasi yang hilang atau tertunda, kelewatan penerbangan, dan sambungan terlepas ketika mengenakan tambang penerbangan penuh ke kad kredit ini
  • Pindahan Baki: Min. jumlah pindahan: RM500 (tempoh 3 bulan); RM1, 000 (6 & ndash; tempoh 24 bulan); RM2, 000 (tempoh 36 bulan), Selama 3 / 6 / 9 bulan: 0.3% sebulan, 3.6% setahun; 0% yuran pendahuluan sekali, Selama 12 bulan: 0% untuk 6 bulan pertama, 0.3% sebulan selepas itu; 0% yuran pendahuluan sekali, Selama 24 bulan: 0% untuk 12 bulan pertama, 0.375% sebulan selepas itu; 0% yuran pendahuluan sekali, Selama 36 bulan: 0.375% sebulan, 4.5% setahun; 0% Bayaran pendahuluan
  • Pelan Ansuran: Pelan Bayaran Ansuran 0% untuk semua peniaga yang mengambil bahagian

icon info Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder Percuma seumur hidup
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM50
Cash advance amount Sehingga 75% dari had kredit
Cash advance charge RM10 atau 5% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge Tiada
Rewards points expiry Tiada

icon review
Product Review by

Get Rewarded Locally and Internationally!

Get 1 BSN Happy Rewards point for every RM1 transaction that you perform with this card on your local retail purchases. For overseas retail purchases, you can double up your points for every RM1 spent (after converting into RM). A complimentary BSN Zing PLUSMiles card is also linked to this card. On top of that, there is an insurance (protection) plan for the cardholder with the protection coverage mainly on travel accident insurance and travel inconvenience benefits when full airfare is charged to this card.

Fees and Charges

The annual fee for this card is waived for life. With minimum monthly repayment (5% of the outstanding balance or the minimum amount that is set by the card issuer), a government employee will enjoy a finance charge from 11% p.a. while a non-government employee will enjoy a finance charge from 13.5% p.a. A late payment penalty of RM5 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM50) will be charged if you do not make the minimum monthly payment before the due date. All these charges are inclusive of the 6% GST, effective 1 April 2015.

Are You Eligible For The BSN Classic Card-i?

You will need to be at least 21 years old (for principal cardholder) or 18 years old (supplementary cardholder) and have a minimum monthly income of RM2,000 to apply for the BSN Classic Card-i.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Classic Credit Card and Bank Islam Classic Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

Dapatkan tips kewangan mingguan!

*Tips percuma. Batalkan langganan bila-bila masa.
image of two hands holding a package