Alliance Bank Kad You:nique - Rewards

  • Gaji Minimum Bulanan
    RM 2000
  • Kadar Faedah
    15% p.a.
  • Pulangan Tunai
    Sehingga 3%
  • Yuran Tahunan
    Percuma

Ciri Utama

Earn 1x Timeless Bonus Points on retail transactions for every RM1 spent

Earn 1x Timeless Bonus Points on retail transactions for every RM1 spent

Flexi Payment Plan that allows you to convert retail purchases into fixed instalment amounts

Flexi Payment Plan that allows you to convert retail purchases into fixed instalment amounts

Flexi Payment Plan that allows you to convert retail purchases into fixed instalment amounts

Use an image of your choice to personalize the look of your card

Faedah pada...

  • Hiburan

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • Makan

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • Petrol

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • Beli-Belah

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • Barangan Runcit

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

Maklumat lanjut

  • icon Kelayakan/Dokumen Kelayakan/Dokumen

    Gaji Minimum Bulanan
    RM 2000
    Umur Minimum Pemegang Utama
    21

  • icon Yuran dan caj Yuran dan caj

    Yuran Tahunan
    Percuma untuk 1 tahun pertama, kemudian percuma 12 kali penggunaan kad dalam tempoh 12 bulan atau minimum perbelanjaan RM5000 setahun.

    Lain-lain yuran dan caj

    Caj Bayaran Lewat
    RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
    Caj Kewangan
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met
    Cukai Jualan dan Perkhidmatan (SST)
    0% atas yuran tahunan dan caj lain

  • icon Kad Tambahan Kad Tambahan

    Minimum Umur bagi Pemegang Tambahan
    18 tahun dan ke atas tahun
    Yuran bagi Pemegang Tambahan
    RM30

  • icon Pendahuluan Tunai Pendahuluan Tunai

    Jumlah
    Sehingga 80% dari had kredit
    Caj
    RM15.90 atau 5.3% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)

    Lain-lain informasi pendahuluan tunai

    Faedah Pendahuluan Tunai
    18% setahun dari jumlah pendahuluan tunai

  • icon Lain-lain Lain-lain

    Tempoh Tamat Mata Ganjaran
    Tiada

    Lain-lain kebaikan

    Pemindahan Baki
    -6 bulan: 2.99% setahun; min. pemindahan RM1,000; 0% yuran pendahuluan satu kali* -12 hingga 48 bulan: 9.88% setahun; min. pemindahan RM1,000; 0% yuran pendahuluan satu kali*
    Pelan Ansuran
    0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian
    Had Cashback
    3% untuk pembelanjaan kad antara RM2001-RM3000, 1.20% untuk pembelanjaan kad antara RM1001-RM2000, 0.30% untuk pembelanjaan kad lebih daripada RM3000
Last updated: Aug 25, 2021

Pemindahan Baki kepada mana-mana Alliance Bank kad kredit

Disyorkan

6 bulan

Kadar Faedah
0.01% p.a.
Jumlah Pindahan Minimum
RM5,000.00
Yuran pendahuluan satu kali
-

12 bulan

Kadar Faedah
9.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

18 bulan

Kadar Faedah
9.88% p.a.
Jumlah Pindahan Minimum
RM1,000.00
Yuran pendahuluan satu kali
RM70

24 bulan

Kadar Faedah
24% p.a.
Jumlah Pindahan Minimum
RM1000
Yuran pendahuluan satu kali
-

36 bulan

Kadar Faedah
9.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

48 bulan

Kadar Faedah
9.88% p.a.
Jumlah Pindahan Minimum
RM1,000
Yuran pendahuluan satu kali
-

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Ulasan oleh iMoney

  • Enjoy the real pleasure with Alliance Bank You:nique - Rewards Card today. Earn 1x Timeless Bonus Points on every Ringgit you spend on your Alliance Bank You:nique - Rewards Card and use an image of your choice to personalize your credit card! Earn your rewards every each time you spend on Travelling, Dining, Entertainment, Groceries and Shopping. Collect more points to exchange with exclusive rewards or air miles.Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only.

  • There will be no annual fee charged for the first year. Thereafter the annual fee can be waived if your Alliance Bank You:nique - Rewards Card has been swiped 12 times in a year or minimum spend RM5,000. Otherwise, the annual fee for principal card holders it’s RM148 and for supplementary card holders it’s RM30. By paying your credit card payments on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a lower finance charge of 15% per annum. For prompt payment for at least 10 out of 12 months, you enjoy 17% per annum and 18% per annum if any of the above is not met. If you have due payments you will be charged higher of RM10 or 1% of outstanding balance, up to maximum of RM100.

  • A minimum income of RM2,000 and to be at least 21 years old for principal card holder and at least 18 years old for supplementary card holder is definitely eligible to apply The Alliance Bank You:nique - Rewards Card.

    Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Gold Credit Card, which may match your requirements.

    If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!