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Alliance Bank Kad You:nique - Rewards

  • icon Gaji Minimum Bulanan
    Gaji Minimum Bulanan
    RM 2000
  • icon Kadar Faedah
    Kadar Faedah
    15% p.a.
  • icon Pulangan Tunai
    Pulangan Tunai
    Sehingga 3%
  • icon Yuran Tahunan
    Yuran Tahunan
    Percuma

Ciri Utama

  • Earn 1x Timeless Bonus Points on retail transactions for every RM1 spent
  • Flexi Payment Plan that allows you to convert retail purchases into fixed instalment amounts
  • Use an image of your choice to personalize the look of your card
Shopping
6.33/10
Petrol
6.33/10
Groceries
7.33/10
Dining
7.33/10

  • icon entertainment Hiburan

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • icon dining Makan

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • icon petrol Petrol

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • icon shopping Beli-Belah

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

  • icon groceries Barangan Runcit

    1x Mata Bonus Abadi bagi setiap RM1 yang dibelanjakan di dalam atau di luar negara

icon tag Other Features

  • Pemindahan Baki: -6 bulan: 2.99% setahun; min. pemindahan RM1,000; 0% yuran pendahuluan satu kali* -12 hingga 48 bulan: 9.88% setahun; min. pemindahan RM1,000; 0% yuran pendahuluan satu kali*
  • Pelan Ansuran: 0% Pelan Bayaran Ansuran di semua peniaga yang mengambil bahagian
  • Had Cashback: 3% untuk pembelanjaan kad antara RM2001-RM3000, 1.20% untuk pembelanjaan kad antara RM1001-RM2000, 0.30% untuk pembelanjaan kad lebih daripada RM3000

icon groceries Card Information

Gaji Minimum Bulanan RM 2000
Min. age for principal holder RM 21
Fee for principal holder Percuma
Min. age for supplementary holder 18 tahun dan ke atas tahun
Fee for supplementary holder RM30
Late payment charge RM10 atau 1% dari baki tertunggak (mana-mana yang lebih tinggi), caj maksimum sehingga RM100
Cash advance amount Sehingga 80% dari had kredit
Cash advance charge RM15.90 atau 5.3% dari jumlah pendahuluan tunai (mana-mana yang lebih tinggi)
Cash advance interest charge 18% setahun dari jumlah pendahuluan tunai
Rewards points expiry Tiada

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The Unique Card for You

Enjoy the real pleasure with Alliance Bank You:nique - Rewards Card today. Earn 1x Timeless Bonus Points on every Ringgit you spend on your Alliance Bank You:nique - Rewards Card and use an image of your choice to personalize your credit card! Earn your rewards every each time you spend on Travelling, Dining, Entertainment, Groceries and Shopping. Collect more points to exchange with exclusive rewards or air miles.Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only.

Fees and Charges

There will be no annual fee charged for the first year. Thereafter the annual fee can be waived if your Alliance Bank You:nique - Rewards Card has been swiped 12 times in a year or minimum spend RM5,000. Otherwise, the annual fee for principal card holders it’s RM148 and for supplementary card holders it’s RM30. By paying your credit card payments on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a lower finance charge of 15% per annum. For prompt payment for at least 10 out of 12 months, you enjoy 17% per annum and 18% per annum if any of the above is not met. If you have due payments you will be charged higher of RM10 or 1% of outstanding balance, up to maximum of RM100.

Are You Eligible For The Alliance Bank You:nique - Rewards?

A minimum income of RM2,000 and to be at least 21 years old for principal card holder and at least 18 years old for supplementary card holder is definitely eligible to apply The Alliance Bank You:nique - Rewards Card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Gold Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!