-
Min. Monthly Income
RM20,000.00
-
Interest Rate
15% p.a.
-
Balance Transfer
4% p.a.
-
Annual Fee
RM1,000.00
Feature Highlights
- Up to 3x Rewards Points from retail spending
- Travel, golf, and spa privileges and discounts
Groceries
- 3 Rewards Points for every RM1 spent overseas
- 1 Rewards Point for every RM1 spent locally
Shopping
- 3 Rewards Points for every RM1 spent overseas
- 1 Rewards Point for every RM1 spent locally
Dining
- 3 Rewards Points for every RM1 spent overseas
- 1 Rewards Point for every RM1 spent locally
Utilities
- 3 Rewards Points for every RM1 spent overseas
- 1 Rewards Point for every RM1 spent locally
Petrol
- 3 Rewards Points for every RM1 spent overseas
- 1 Rewards Point for every RM1 spent locally
Other Features
4 complimentary Airport Speed Pass in a calendar year at Soekarno Hatta Airport, Jakarta, Ninoy Aquino International Airport, Manila, and Bangkok Suvarnabhumi Airport, Thailand
4 complimentary access into Plaza Premium Lounges in Malaysia
Complimentary 1-for-1 on selected spa treatments and 20% discount on spa packages at Angsana Spa and Mandara Spa
Complimentary tee off at over 11 golf courses worldwide
Protection Plan
Travel Accident Insurance with coverage of up to RM3,000,000 and Travel Inconvenience Coverage if full airfare is charged to this credit card
Balance Transfer
0% per annum for a tenure of 12 months; one-time upfront fee of 4% of transferred amount imposed
Instalment Plan
- 0% interest Installment Payment Plan at all participating merchants
Card Information
Annual Fee | RM1,000.00 (Free for the first year) |
Min. Monthly Income | RM20,000.00 |
Min. age for principal holder | 21 and above |
Min. age for supplementary holder | 18 and above |
Fee for supplementary holder | RM42.40 |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | RM10 or 1% of outstanding balance (whichever is higher), with maximum charge of RM100 |
Cash advance amount | RM5,000 daily |
Cash advance charge | Higher of RM15.90 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | N/A |
Rewards points expiry | No expiry |
Product Review by 
Best For Its Exclusivity
With RHB Visa Infinite, you will be able to live the life of a VIP! You are entitled to 4 complimentary Airport Speed Pass in selected airports in Asia and access into Plaza Premium Lounges in Malaysia. Besides that, you are given the privilege on spa treatments and packages at Angsana Spa and Mandara Spa. As for golfing privileges, you will get to enjoy exclusive tee-off at over 15 gold courses worldwide. With every RM1 you spent on overseas retail bargains, you can earn 3 Rewards Points and 1 Rewards Points locally. This card also comes with Travel Accident and Inconvenience insurance coverage.
Fees and Charges
There is no annual fee for the first year and for subsequent years, it is RM1,060. As for supplementary card, it is RM42.40. There is no expiry date for Rewards Points. Also, Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The RHB Visa Infinite?
To apply for RHB Visa Infinite, you need a minimum monthly income of RM20,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Platinum Business Card and Standard Chartered Priority Banking Visa Infinite Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!