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Min. Monthly Income
RM2,000.00
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Interest Rate
15% p.a.
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Balance Transfer
4% p.a.
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Annual Fee
RM88.00
Feature Highlights
- Earn up to 5% cash back for spend amount of RM1,001 and above per month
- Earn up to 3% cash back for spend amount of RM501 - RM1,000 per month
- Earn up to 1% cash back for spend amount of RM500 and below per month
Groceries
- 5% cashback for spending of RM1,001 and above per month
- 3% cashback for spending of RM501 - RM1,000 per month
- 1% cashback for spending of RM500 and below per month
Shopping
- 5% cashback for spending of RM1,001 and above per month
- 3% cashback for spending of RM501 - RM1,000 per month
- 1% cashback for spending of RM500 and below per month
Other Features
Balance Transfer
- [Plan A]: 4% p.a for tenure of 12 months
- [Plan B]: 7% p.a for tenure of 18 months
[Plan C]: 9% p.a for tenure of 24 months
Installment Plan
- 0% interest Installment Payment Plan at all participating merchants
Card Information
Annual Fee | RM88.00 (Free for 1 year) |
Min. Monthly Income | RM2,000.00 |
Min. age for principal holder | 21 and above |
Min. age for supplementary holder | 18 and above |
Fee for supplementary holder | RM20. Free for the first two years |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
|
18% p.a – if any of the above are not met |
Sales and Services Tax (SST) | 0% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
Cash advance amount | No maximum |
Cash advance charge | Higher of RM15 or 5% of cash advance amount |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | RM50 monthly |
Rewards points expiry | - |
Product Review by 
Cashback, Cashback!
RHB SOGO-RHB Credit Card offers you up to 5% cashback per month with a minimum spending of RM1,001 on groceries and shopping. With spending less than RM500, you are entitled to 1% cashback per month.
Fees and Charges
There is no annual fee for the first year and for subsequent years, it is RM93.28. As for supplementary card, it is RM21.20. The cashback limit is RM50 per month. The annual fee is also inclusive of Government and Services Tax (GST). Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.
Are You Eligible For The RHB SOGO-RHB Credit Card?
To apply for RHB SOGO-RHB Credit Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Tesco Credit Card and Citibank Giant Citi Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!