• Min. Monthly Income

    RM2,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    4% p.a.

  • Annual Fee

    RM88.00

Feature Highlights
  • Earn up to 5% cash back for spend amount of RM1,001 and above per month
  • Earn up to 3% cash back for spend amount of RM501 - RM1,000 per month
  • Earn up to 1% cash back for spend amount of RM500 and below per month
Groceries
10/10
Shopping
10/10

Groceries

  • 5% cashback for spending of RM1,001 and above per month
  • 3% cashback for spending of RM501 - RM1,000 per month
  • 1% cashback for spending of RM500 and below per month

Shopping

  • 5% cashback for spending of RM1,001 and above per month
  • 3% cashback for spending of RM501 - RM1,000 per month
  • 1% cashback for spending of RM500 and below per month

Other Features

  • Balance Transfer

    • [Plan A]: 4% p.a for tenure of 12 months
    • [Plan B]: 7% p.a for tenure of 18 months
    • [Plan C]: 9% p.a for tenure of 24 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee RM88.00 (Free for 1 year)
Min. Monthly Income RM2,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder RM20. Free for the first two years
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

No maximum

Cash advance charge

Higher of RM15 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

RM50 monthly

Rewards points expiry

-

Product Review by iMoney Malaysia

Cashback, Cashback!

RHB SOGO-RHB Credit Card offers you up to 5% cashback per month with a minimum spending of RM1,001 on groceries and shopping. With spending less than RM500, you are entitled to 1% cashback per month.

Fees and Charges

There is no annual fee for the first year and for subsequent years, it is RM93.28. As for supplementary card, it is RM21.20. The cashback limit is RM50 per month. The annual fee is also inclusive of Government and Services Tax (GST). Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB SOGO-RHB Credit Card?

To apply for RHB SOGO-RHB Credit Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Tesco Credit Card and Citibank Giant Citi Credit Card, which may match your requirements.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!