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RHB SOGO-RHB Credit Card

You get to enjoy a 0% interest Installment Payment Plan at all participating merchants, on top of earning up to 5% cashback from all retail transactions you make!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2000
  • icon Interest Rate
    Interest Rate
    15% p.a.
  • icon Cashback
    Cashback
    RM50 /mth
  • icon Annual Fee
    Annual Fee
    RM 88

Key Features

  • Earn up to 5% cash back for spend amount of RM1,001 and above per month
  • Earn up to 3% cash back for spend amount of RM501 - RM1,000 per month
  • Earn up to 1% cash back for spend amount of RM500 and below per month
  • icon groceries Groceries

    • 5% cashback for spending of RM1,001 and above per month
    • 3% cashback for spending of RM501 - RM1,000 per month
    • 1% cashback for spending of RM500 and below per month
  • icon shopping Shopping

    • 5% cashback for spending of RM1,001 and above per month
    • 3% cashback for spending of RM501 - RM1,000 per month
    • 1% cashback for spending of RM500 and below per month

icon tag Other Features

  • Balance Transfer: [Plan A] : 4% p.a for tenure of 12 months, [Plan B] : 7% p.a for tenure of 18 months, [Plan C] : 9% p.a for tenure of 24 months
  • Instalment Plan: 0% interest Installment Payment Plan at all participating merchants

icon shopping Card Information

Min. Monthly Income RM 2000
Min. age for principal holder RM 21
Fee for principal holder RM 88
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM20. Free for the first two years
Late payment charge Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount No maximum
Cash advance charge Higher of RM15 or 5% of cash advance amount
Cash advance interest charge 18% per annum on cash advance amount
Rewards points expiry -

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Cashback, Cashback!

RHB SOGO-RHB Credit Card offers you up to 5% cashback per month with a minimum spending of RM1,001 on groceries and shopping. With spending less than RM500, you are entitled to 1% cashback per month.

Fees and Charges

There is no annual fee for the first year and for subsequent years, it is RM93.28. As for supplementary card, it is RM21.20. The cashback limit is RM50 per month. The annual fee is also inclusive of Government and Services Tax (GST). Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The RHB SOGO-RHB Credit Card?

To apply for RHB SOGO-RHB Credit Card, you need a minimum monthly income of RM2,000 and to be at least 21 years old.

If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!