• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • No annual fee
  • Choice of 4 card colors

  • N/A

Other Features

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee RM80 (Monthly service fee of RM3.95 is free with 2 recorded transactions within 1 month, or have 2 active Paybills Accounts, or 1 Zing Reload in 1 month)
Min. Monthly Income RM2,500
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder RM40
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Malaysia

No Annual Fee, No Hassle!

If you have 2 transactions recorded in 1 month, or have two active Paybills Accounts, or 1 Zing Reload in 1 month, your monthly service fee will be waived. You can also choose a colour of your choice out of four card colours.

Fees and Charges

The annual fee for principal card is RM80 and RM40 for supplementary card. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Maybank Visa Flex?

To apply for Maybank Visa Flex, you need a minimum monthly income of RM2,500 and to be at least 21 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank MasterCard Classic and AffinBank Classic Card, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank credit cards and start comparing today!