• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 2x TreatsPoints from retail spending
  • 1x TreatPoints for Petrol
  • Takaful protection included


Get Rewarded and Win Cashback up to RM150 [T&C apply]*

  • Offer 1 : Apply Online and get a Lee Copper Aviator Sunglasses or Delsey Backpack.


  • 2 TreatsPoints for every RM1 spent


  • 2 TreatsPoints for every RM1 spent


  • 2 TreatsPoints for every RM1 spent


  • 1 TreatsPoints for every RM1 spent on mobile, fixed line, and Internet charges (via Express Autopay only)


  • 1 TreatsPoints for every RM1 spent

Other Features

  • Balance Transfer

    • 0% per annum for a tenure of 12 months; one-time upfront fee of 3% of transferred amount

  • Instalment Plan

    • 0% interest Instalment Payment Plan at all participating merchants

Card Information

Annual Fee Free
Min. Monthly Income RM2,500.00
Min. age for principal holder


Min. age for supplementary holder


Fee for supplementary holder Free
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding amount, up to maximum of RM100

Cash advance amount

RM5,000 daily

Cash advance charge

Higher of RM18 or 5% of cash advance amount

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Malaysia

Collect Rewards From Petrol And Other Retail Spending.

By swiping your Maybank Islamic Ikhwan Amex Gold, you will be able to earn up to 2 Treatspoints for every ringgit spent on all retail bargains and 1 TreatsPoints on petrol.

Fees and Charges

There will be no annual fee charges for the Maybank Islamic Ikhwan Amex Gold (principal and supplementary card). To be able to enjoy a low finance charge of 15% per annum, all payments should be settled promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM25 whichever is higher). If payments are settled promptly at least 10 out of 12 months, there finance charges would be 17% per annum and if any of the above requirements are met, the finance charges would be at 18% per annum. If you are planning to conduct a balance transfer for your current existing credit card, this card is beneficial as there is a 0% rate for the 12-months plan & tenure together with a 3% up-front fee.

Are You Eligible For The Maybank Islamic Ikhwan AmEx Gold?

You will need to be at least 21 years old with a minimum income of RM2,500 to apply for the Maybank Islamic Ikhwan Amex Gold (principal) and you will need to be at least 18 years old and above to be able to apply for this card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Islamic Ikhwan American Express Platinum Card-i and HSBC Amanah Premier World MasterCard-i, which may match your requirements.

If you prefer to broaden your credit card search, review more Maybank Islamic credit cards and start comparing today!

Sign-up period: Offer 1 : 15th February 2019 to 30th June 2019 for Acquisition Gift
*Maybank Promotion Terms and Conditions