Min. Monthly Income
- Up to 10% cashback on retail spending
- Flexibility to change between 12 categories
- Annual fee waiver with minimum 12 swipes per annum
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The Mach Visa Credit Card gives you up to 10% cashback on retail spending across entertainment, dining, shopping, groceries and insurance/health for every RM1 spent with the participating partners. You are entitled to 10% cashback at cinemas and 2% cashback at selected bars and clubs. At selected dining venues, you will get 5% cashback. For shopping, you will get a 2% cashback at retail shopping and groceries and 1% cashback on online shopping. Even in insurance/health there will be a 2% cashback with selected providers.
As a Mach Visa Credit Card holder, you are entitled to a range of selected benefits that suits your personal preference and needs at only RM5 for each calendar quarter. The Social Package gives you 10% cashback at all cinemas, 3% cashback on selected music outlets and events, 2% cashback on all bars and nightclubs. The Trendsetter Package gives 5% cashback on all dining outlets, 2% cashback on selected fashion outlets, 1% cashback on AirAsia transactions. The Savvy Package gives 2% cashback at selected groceries, 2% cashback on selected fitness centres and pharmacies, 3% cashback at selected telco outlets. And the Others Package gives 2% cashback on selected departmental stores, 2% cashback at selected IT stores, 1% cashback on all online spending.
Fees and Charges
The annual fee for this card is free with a minimum of 12 card swipes in a 12 month period. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criteria are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.
Are You Eligible For The Mach Visa Credit Card?
You need to have a minimum income of RM2,000 and to be at least 21 years old to apply for this card. Application requirement for the supplementary cardholder will only require the individual to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Mach Signature Credit Card and Hong Leong American Express Classic, which may match your requirements.
If you prefer to broaden your credit card search, review more Mach credit cards and start comparing today!