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Min. Monthly Income
RM3,000.00
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Interest Rate
15% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
Free
Feature Highlights
- Up to 8% cashback everyday on your spending on petrol and groceries
- 0.2% cashback everyday on other local spending
Promotion

RM250 Cash Back* with this credit card via iMoney
- RM250 Cash Back with minimum RM1,500 spending within 30 days of welcome letter
- TnC apply*
Groceries
- 8% cashback everyday on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,001 and above
- 2% cashback everyday on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,000 and below
Petrol
- 8% cashback everyday at Shell, Caltex, Petronas and BHP if total monthly spending is RM2,001 and above
- 2% cashback everyday at Shell, Caltex, Petronas and BHP if total monthly spending is RM2,000 and below
Entertainment
- 0.2% cashback on all local spending
Shopping
- 0.2% cashback on all local spending
Dining
- 0.2% cashback on all local spending
Other Features
Shopping
Exclusive privileges and discounts for the cardholder at over 6,500 retail outlets around the country
Balance Transfer
- [Plan A]: 3% upfront interest charge, 0% for the next 5 months
- [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
[Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months
Installment Plan
- 0% interest Installment Payment Plan at all participating merchants
Card Information
Annual Fee | Free (Swipe at least once for 12 consecutive months or else RM240) |
Min. Monthly Income | RM3,000.00 |
Min. age for principal holder | 21 |
Min. age for supplementary holder | 18 |
Fee for supplementary holder | 127.20 |
Finance charges | 15% p.a. - prompt payment for 12 consecutive months |
17% p.a. - prompt payment for at least 10 out of 12 months |
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18% p.a – if any of the above are not met |
Goods & Services Tax (GST) | 6% on annual fee and other charges |
Late payment charge | Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 |
Cash advance amount | RM1,000 per withdrawal |
Cash advance charge | RM50 |
Cash advance interest charge | 18% per annum on cash advance amount |
Cashback Limit | 8% or 2% cashback on petrol and groceries is capped at RM50 per month. Unlimited 0.2% cashback on all local spending (no capping). |
Rewards points expiry | N/A |
Product Review by 
Amazing Cashbacks Await!
HSBC Amanah MPower Platinum Credit Card-i gives up to 8% cashback on your daily groceries expenses in Giant, Tesco, AEON Big or Mydin if total spending exceeds RM2,001 per month. You will also get the same amount of cashback on your petrol spending in Shell, Caltex, Petronas or BHP. If your monthly spending is not more than RM2,000 a month, the 8% cashback on your selected daily spending will be 2% instead. On top of that, you will be able to enjoy 0.2% cashback on all your local entertainment and shopping spending.
Fees and Charges
The annual fee for this credit card is RM240 but it will be waived if you make at least 12 transactions a year with this card. This annual fee waiver condition only applies to the principal cardholder. For the supplementary cardholder, there will be a fee of RM120. A cashback limit of RM100 per month also applies to the this card for the cashbacks that the cardholder is entitled for (the cashback programme is only applicable for transactions done in the weekends). For the finance charge, to enjoy a low interest rate charged on your outstanding balance, you will need to make prompt minimum payments (5% of the outstanding balance or RM50, whichever is higher); the low finance charge stands at 15% per annum.
Are You Eligible For The HSBC Amanah MPower Platinum Credit Card-i?
A minimum income of RM3,000 and for the cardholder to be at least 21 years old are required to apply for HSBC Amanah MPower Platinum Credit Card-i. For the supplementary cardholder, the individual needs to be at least 18 years old to get this card.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Visa Platinum Card and Maybank Petronas Maybankard Platinum, which may match your requirements.
If you prefer to broaden your credit card search, review more HSBC Amanah credit cards and start comparing today!