• Min. Monthly Income

    RM3,000.00

  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    Free

Feature Highlights
  • Up to 8% cashback everyday on your spending on petrol and groceries
  • 0.2% cashback everyday on other local spending
  • 0% balance transfer for 12 months with your new credit card
Groceries
9.8/10
Petrol
9.8/10
Entertainment
7.33/10
Shopping
7.33/10
Dining
7.33/10

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Groceries

  • 8% cashback everyday on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,001 and above
  • 2% cashback everyday on spending at Giant, Tesco, AEON Big and Mydin if total monthly spending is RM2,000 and below

Petrol

  • 8% cashback everyday at Shell, Caltex, Petronas and BHP if total monthly spending is RM2,001 and above
  • 2% cashback everyday at Shell, Caltex, Petronas and BHP if total monthly spending is RM2,000 and below

Entertainment

  • 0.2% cashback on all local spending

Shopping

  • 0.2% cashback on all local spending

Dining

  • 0.2% cashback on all local spending

Other Features

  • Shopping

    • Exclusive privileges and discounts for the cardholder at over 6,500 retail outlets around the country

  • Balance Transfer

    • [Plan A]: 3% upfront interest charge, 0% for the next 5 months
    • [Plan B]: 0.58% per month (6.99% p.a.) for a tenure of 12 months
    • [Plan C]: 0.42% per month (4.99% p.a.) for a tenure of 6 months
    • [New HSBC Credit Cardholders]: 0.00% per annum for a tenure of 12 months

  • Installment Plan

    • 0% interest Installment Payment Plan at all participating merchants

Card Information

Annual Fee Free (Minimum 12 swipes a year or else RM240)
Min. Monthly Income RM3,000.00
Min. age for principal holder

21

Min. age for supplementary holder

18

Fee for supplementary holder 127.20
Finance charges 15% p.a. - prompt payment for 12 consecutive months

17% p.a. - prompt payment for at least 10 out of 12 months

18% p.a – if any of the above are not met

Goods & Services Tax (GST)

6% on annual fee and other charges

Late payment charge

Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100

Cash advance amount

RM1,000 per withdrawal

Cash advance charge

RM50

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit

8% or 2% cashback on petrol and groceries is capped at RM50 per month. Unlimited 0.2% cashback on all local spending (no capping).

Rewards points expiry

N/A

Product Review by iMoney Malaysia

Amazing Cashbacks Await!

HSBC Amanah MPower Platinum Credit Card-i gives up to 8% cashback on your daily groceries expenses in Giant, Tesco, AEON Big or Mydin if total spending exceeds RM2,001 per month. You will also get the same amount of cashback on your petrol spending in Shell, Caltex, Petronas or BHP. If your monthly spending is not more than RM2,000 a month, the 8% cashback on your selected daily spending will be 2% instead. On top of that, you will be able to enjoy 0.2% cashback on all your local entertainment and shopping spending.

Fees and Charges

The annual fee for this credit card is RM240 but it will be waived if you make at least 12 transactions a year with this card. This annual fee waiver condition only applies to the principal cardholder. For the supplementary cardholder, there will be a fee of RM120. A cashback limit of RM100 per month also applies to the this card for the cashbacks that the cardholder is entitled for (the cashback programme is only applicable for transactions done in the weekends). For the finance charge, to enjoy a low interest rate charged on your outstanding balance, you will need to make prompt minimum payments (5% of the outstanding balance or RM50, whichever is higher); the low finance charge stands at 15% per annum.

Are You Eligible For The HSBC Amanah MPower Platinum Credit Card-i?

A minimum income of RM3,000 and for the cardholder to be at least 21 years old are required to apply for HSBC Amanah MPower Platinum Credit Card-i. For the supplementary cardholder, the individual needs to be at least 18 years old to get this card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Visa Platinum Card and Maybank Petronas Maybankard Platinum, which may match your requirements.

If you prefer to broaden your credit card search, review more HSBC Amanah credit cards and start comparing today!