Hong Leong American Express Platinum Credit Card

Min. Monthly Income

RM 5,000
Interest Rate

15% p.a.
Cashback

-
Annual Fee

RM 800

Key Features

Up to 2x Reward Points from retail spending
American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances
2 Reward Points for every RM1 spent overseas

Shopping

4.33/10

Petrol

4.33/10

Groceries

4.33/10

Dining

4.33/10

Dining
- 2 Reward Points for every RM1 spent overseas
- 1 Reward Point for every RM1 spent locally
Entertainment
- 2 Reward Points for every RM1 spent overseas
- 1 Reward Point for every RM1 spent locally
Groceries
- 2 Reward Points for every RM1 spent overseas
- 1 Reward Point for every RM1 spent locally
Petrol

1 Reward Point for every RM1 spent
Shopping
- 2 Reward Points for every RM1 spent overseas
- 1 Reward Point for every RM1 spent locally

Other Features

American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances:
Protection Plan: Air Travel Accident Insurance with coverage of up to RM1,700,000, Travel Accident Insurance with coverage of up to RM300,000, Travel Inconvenience Insurance, Home and auto assist services with indemnity
Balance Transfer: 6.99% per annum for a tenure of up to 12 months
Instalment Plan: 0% Instalment Payment Plan at all participating merchants

Card Information

Annual Fee
Min. Monthly Income	RM 5000
Min. age for principal holder	21
Fee for principal holder	RM 800
Min. age for supplementary holder	18 and above years old
Fee for supplementary holder	RM400

Late payment charge	Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount	RM8,000 per day
Cash advance charge	Higher of RM20 or 5% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	Dec 31, 2015

Product Review by

Luxury At Its Best.

Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Platinum awards 2 Reward Points for all overseas bargains. With this card, you will be able to enjoy superior service from a selection of luxury hotels worldwide and exquisite feasting experience both locally and abroad. It also comes with a variety of travel insurance coverages including Air Travel Accident, Overseas Personal Accident, Travel Inconvenience and Home and Auto Assist Services.

Fees and Charges

The annual fee for principal card is RM848 and RM424 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong American Express Platinum

to apply for Hong Leong American Express Platinum, you need a minimum income of RM5, 000 and to be at least 21 years old.

Looking for more options to choose from ? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Platinum Credit Card and Maybank American Express Platinum, which may match your requirements.

if you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today !

Key Features

Dining

Entertainment

Groceries

Petrol

Shopping

Other Features

Luxury At Its Best.

Fees and Charges

Are You Eligible For The Hong Leong American Express Platinum

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