Min. Monthly Income
- Up to 2x AirAsia Points for every RM1 from your credit card usage
- AirAsia priority booking and early notification on promotions
- Up to RM100,000 coverage of Travel Accident Insurance for a maximum of 30 days
Complimentary 20” limited edition Condotti bag with Swarovski crystals or Car Digital Video Recorder upon RM1,500 spend
- Complimentary 20” limited edition Condotti bag with Swarovski crystals or Car Digital Video Recorder
- Just spend RM1,500 or more on your new credit card to qualify!
- Promotion ends 31 December 2016
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Gold Class Benefits When You Travel!
Citibank AirAsia-Citi Gold Visa Card provides you with airline-related privileges such as AirAsia priority booking and early notification of AirAsia promotions. On top of that, you can get up to 2x AirAsia points for every RM1 that you spend. For the first RM500 of your spending, you will get 1 AirAsia Point for every RM1 spent. For the next RM1,999, you will get 1.5 AirAsia Points for every RM1 of your spending. For the amount after that, you will get 2x AirAsia Points on the excess amount spent (excess of RM2,499). The AirAsia Points earned can be used to exchange for flights on AirAsia website. This card also ensures your health related expenses are well taken care of through discounts on Executive Screening Packages and walk-in hospital room rates.
Fees and Charges
Annual fee for principal cardholder of Citibank AirAsia-Citi Gold Visa Card is RM180 while the annual fee for supplementary cardholder of this card is waived. This card also comes with 4 tiers of interest rate with the lowest tier at 15% per annum. To enjoy the lowest interest rate, you will need to make a minimum of 50% of your outstanding balance for 12 consecutive months. Otherwise, the interest rate that will be charged on your outstanding balance will be 15% per annum. Missing a month or two of monthly repayments, will see the interest rate charged to you go up to 17%. Anything more than that and the interest rate increases to 18% per annum. On top of that, for your late payment, there will be a late payment penalty of higher of RM10 or 1% of oustanding balance depending on which is higher (up to a maximum of RM100).
Are You Eligible For The Citibank AirAsia-Citi Gold Visa Card?
To apply for this card, you will need a minimum income of RM2,000 and to be at least 21 years old. For supplementary cardholder, all you need is to be at least 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank AirAsia-Citi Platinum Visa Card and RHB Travel Money Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!