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AFFINBANK Touch n Go Classic

Enjoy cashback with no maximum limit at up to 0.8%, added with exclusive Touch n Go features just for you!

  • icon Min. Monthly Income
    Min. Monthly Income
    RM 2,000
  • icon Interest Rate
    Interest Rate
    9.99% p.a.
  • icon Cashback
    Cashback
    -
  • icon Annual Fee
    Annual Fee
    RM 50

Key Features

  • Cashback of up to 0.8% on retail transactions
  • Lifetime annual fee waiver
  • Free travel accident insurance with coverage of up to RM250,000
Shopping
4.6/10
Petrol
5.33/10
Groceries
4.6/10
Dining
4.6/10
  • icon petrol Petrol

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon groceries Groceries

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon shopping Shopping

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon dining Dining

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above
  • icon entertainment Entertainment

    • 0.4% cashback with minimum spending of RM100 – RM1,500
    • 0.8% cashback with minimum spending of RM1,501 and above

icon tag Other Features

  • Protection Plan: Travel Accident Insurance coverage of up to RM250,000 when full airfare is charged to the credit card, Travel Inconvenience Insurance covering:, Flight delay, missed connection, and luggage delay: Up to RM250 (personal) / up to RM500 (family), Lost luggage: Up to RM500 (personal) / up to RM1,000 (family)
  • Balance Transfer: Min. transfer amount: RM5,000, Repayment tenure and interest rate: - 6 months: 0% per annum; 0% one-time upfront fee
  • Instalment Plan: 0% interest Installment Payment Plan at all participating merchants

icon info Card Information

Annual Fee Free for the first year
Min. Monthly Income RM 2000
Min. age for principal holder 21
Fee for principal holder RM 50
Min. age for supplementary holder 18 and above years old
Fee for supplementary holder RM35
Late payment charge Higher of RM5 or 1% of outstanding balance, up to a maximum of RM50
Cash advance amount 25% of credit limit
Cash advance charge Higher of RM20 or 5% cash advance amount
Cash advance interest charge 17.5% per annum on cash advance amount
Rewards points expiry N/A

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Product Review by

Free Travel Accident Insurance

AFFINBANK Touch n Go Classic offers 0.4% cashback with minimum spending as low as RM100 on petrol, dining, entertainment and shopping. You can get double cashback which is 0.8% if you spend above RM1500! You can also get travel accident insurance coverage of up to RM250,000 when full airfare is charged to the credit card.

Fees and Charges

The annual fee for this card is RM 50 (free for the first year) for principal holder and RM35 for supplementary holder. By settling your payments promptly on time for 12 months (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher), you get to enjoy a lower finance charge of 9.99% per annum, 17.5% per annum otherwise. As for late payment penalty, the amount charged higher of RM5 or 1% of outstanding balance, up to a maximum of RM50.

Are You Eligible For The AFFINBANK Touch n Go Classic?

To apply for AFFINBANK Touch n Go Classic, all you need is just a minimum income of RM2,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AffinBank Touch n Go Credit Card and AEON Watami Visa Classic Card, which may match your requirements

If you prefer to broaden your credit card search, review more AffinBank credit cards and start comparing today!

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