• Min. Monthly Income


  • Interest Rate

    15% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • 5% cash back at AEON and AEON BiG on the 20th and 28th of the month respectively
  • Movie Ticket Rebate Every Weekday
  • 2% Cash back on Online Utility Bills Payment


  • 5% cash back at AEON and AEON BiG on the 20th and 28th of the month respectively
  • 4X AEON Point at AEON and AEON BiG Stores


  • 2% Cash back on Online Utility Bills Payment


  • Complimentary 6X access to Plaza Premium Lounge for Principal Cardholder


  • Get up to RM14 rebate when you purchase movie ticket at participating cinemas

Other Features

  • Welcome Point
  • Complimentary access to AEON Lounge
  • Global Travel Coverage up to RM1,000,000

Card Information

Annual Fee RM200.00 (First year waived. *Annual Fee for Second Year onwards is waived with minimum combined spending of RM18, 000 per year.)
Min. Monthly Income RM5,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder


Fee for supplementary holder 100
Finance charges 15% p.a. – prompt minimum payment for 12 consecutive months

17% p.a. – prompt minimum payment of at least 10 out of 12 months

18% p.a. – if the above are not met

Sales and Services Tax (SST)

0% on annual fee and other charges

Late payment charge

Minimum RM10 or 1% of the total outstanding balance as at statement date, whichever is higher subject to a maximum of RM100.

Cash advance amount

18% per annum of Cash Advance amount calculated on a daily basis from the day of cash withdrawal.

Cash advance charge

5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance transaction.

Cash advance interest charge

18% per annum on cash advance amount

Cashback Limit
Rewards points expiry

Product Review by iMoney Malaysia

AEON Platinum Visa / MasterCard is the perfect companion to your lifestyle be it daily necessities or lavish indulgences

Collect Points Everyday By swiping your card, you are entitled to 4X AEON Points at AEON and AEON BiG Stores. Every RM1= 4 AEON Points for spending inside AEON or AEON BiG stores while other transactions are valued at 1 AEON Point.

Fees and Charges The annual fee for the AEON Platinum Visa/Master card is waived for the first year. After the first year, the annual fee for principal holder is RM200 per annum and RM100 per annum for the supplementary holder. However, the annual fee for second year onwards can be waived with minimum combined spending of RM18,000 per year.

Are You Eligible For The AEON Platinum Visa/MasterCard? To apply for the exclusive card, all you need is a minimum income of RM5,000. The principal card applicant must be at least 21 years old. For the supplementary card applicant, the minimum age requirement is at least 18 years old.

Looking for more options to choose from? Our credit card experts will be able to advise and also recommend you to check out other similar credit cards which best suits your requirements. If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!