{"id":9867,"date":"2025-03-26T15:55:30","date_gmt":"2025-03-26T07:55:30","guid":{"rendered":"http:\/\/www.imoney.my\/articles\/?p=9867"},"modified":"2025-03-26T18:22:10","modified_gmt":"2025-03-26T10:22:10","slug":"5-investment-basics","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/5-investment-basics","title":{"rendered":"Is It Time To Go Back To Investment Basics In 2025?"},"content":{"rendered":"<p>Investing can be as simple as making an omelette, or hard-boiled egg. What was soft, soggy and uncertain can be turned into something solid and nutritious (in this case, financially). But to get from gooey egg to delicious breakfast, investors should avoid certain pitfalls \u2013 at all cost!<\/p>\n<p>Most investment experts would advise you to always exercise caution. Being sceptical is not only about being cautious but also about having good knowledge and experience before plunging into your next investment decision.<\/p>\n<p>However, risks aside, smart investment is not synonymous to rocket science. Here\u2019s how everyone can get a taste of investing by getting back to the basics.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"1-Digest-valid-information-first\"><\/span><strong>1.\u00a0Digest valid information first<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Information is king. Before you put your money in, you need to know as much as possible about a potential stock including the daily input of its performance and how the company does in the market. On top of that, always be aware of how that particular industry is faring.<\/p>\n<p>Ultimately, the information you refer to should be a lot more credible than Madam Zorras\u2019 vision after peering into a crystal ball. There are plenty of these \u201cseers\u201d under the guise of investment experts. Be careful and strive to stay ahead of them.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2-Avoid-sudden-decisions-with-your-smartphone\"><\/span><strong>2.\u00a0Avoid sudden decisions with your smartphone<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Your smartphones may be good for not just selfies, but also keeping you abreast of market happenings and helping you make prompt decision. However, this can come at a cost if the prompt decision is not made with full consideration.<\/p>\n<p>Warren Buffet once said, \u201cOnly buy something that you\u2019d be perfectly happy to hold if the market shut down for ten years.\u201d<\/p>\n<p>If the foundation is right when it comes to choosing the right investment, you will not be swayed by sudden market movements, and thus, you won\u2019t panic every time you get news on your smartphone.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3-Remember-your-age-and-goals-matter\"><\/span><strong>3. Remember your age and goals matter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Always go back to the drawing board when it comes to making an investment decision. The drawing board in this case would be your age and your financial goals.<\/p>\n<p>It\u2019s true that the younger you are, the more reckless you can be. However, it is only because you have the room to make mistakes. The age horizon plays a huge role in a person\u2019s investment portfolio.<\/p>\n<p>Though you may be investing for years, it is always wise to go back to the drawing board once in a while and review your investment portfolio to fit your age horizon and your shifting goals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4-Put-all-your-eggs-in-the-basket-you-know-everything-about\"><\/span><strong>4. Put all your eggs in the basket you know everything about<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Some would swear that differently coloured M&amp;M chocolate candies taste different, when actually the only thing that differs is the appearance. The same applies to your preference for your variety of investments.<\/p>\n<p>Diversification is important, but it is not compulsory at all times. During financially turbulent times for the stocks you are holding, you can minimise the risk by spreading your investment to a few asset classes. However, if times are good, you can reduce your diversification (given you\u2019re well informed about it) and as a result, increase your returns.<\/p>\n<p>With mixed choices, you may have one portfolio hitting the dirt and even biting the dust, while another soar like a kite. This helps reduce your risk but at the same time minimises your gains.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5-Kick-back-occasionally\"><\/span><strong>5.\u00a0Kick back, occasionally<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>It pays to be calm, calculative and well informed. This patience will pay off when it\u2019s the right time to strike! Just like the fable about the rabbit and the tortoise, the slow and steady wins the race.<\/p>\n<p>Being rash means you will likely slip up. With intrusions, challenges, and changes in the sociopolitical environment that you didn\u2019t consider, you could turn your thousands of Ringgit into nothing more than a memory.<\/p>\n<p>Learning from history and sticking to the investment basics may just save your investments. Many people have made big losses simply because they started over thinking their investment strategies and over complicating their decisions. Sometimes it pays to take a step back and just look at the basics.<\/p>\n<h6><em>This article has been updated on March 26, 2025.<\/em><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>Learning from history and sticking to the investment basics may just save your investments. Here&#8217;s how to get back to basics.<\/p>\n","protected":false},"author":1,"featured_media":57978,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,218],"tags":[772,660,766],"class_list":["post-9867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment","category-money-management","tag-investing","tag-investment","tag-money-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Investment Basics We Should Remind Ourselves Of<\/title>\n<meta name=\"description\" content=\"Learning from history and sticking to the investment basics may just save your investments. Here&#039;s how to get back to basics.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.imoney.my\/articles\/5-investment-basics\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Investment Basics We Should Remind Ourselves Of\" \/>\n<meta property=\"og:description\" content=\"Learning from history and sticking to the investment basics may just save your investments. Here&#039;s how to get back to basics.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.imoney.my\/articles\/5-investment-basics\" \/>\n<meta property=\"og:site_name\" content=\"iMoney Malaysia\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-26T07:55:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-26T10:22:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/08\/23011005\/investment-basics_FB.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"iMoney Editorial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"iMoney Editorial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics\"},\"author\":{\"name\":\"iMoney Editorial\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"headline\":\"Is It Time To Go Back To Investment Basics In 2025?\",\"datePublished\":\"2025-03-26T07:55:30+00:00\",\"dateModified\":\"2025-03-26T10:22:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics\"},\"wordCount\":700,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/23010514\\\/investment-basics.jpg\",\"keywords\":[\"investing\",\"Investment\",\"Money Management\"],\"articleSection\":[\"Investment\",\"Money Management\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics\",\"name\":\"5 Investment Basics We Should Remind Ourselves Of\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/23010514\\\/investment-basics.jpg\",\"datePublished\":\"2025-03-26T07:55:30+00:00\",\"dateModified\":\"2025-03-26T10:22:10+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\"},\"description\":\"Learning from history and sticking to the investment basics may just save your investments. Here's how to get back to basics.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#primaryimage\",\"url\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/23010514\\\/investment-basics.jpg\",\"contentUrl\":\"https:\\\/\\\/static.imoney.my\\\/articles\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/23010514\\\/investment-basics.jpg\",\"width\":1200,\"height\":628,\"caption\":\"basic investment guide\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/5-investment-basics#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investment\",\"item\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/category\\\/investment\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Is It Time To Go Back To Investment Basics In 2025?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/\",\"name\":\"iMoney Malaysia\",\"description\":\"Everything you need to know about improving your personal finances.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/#\\\/schema\\\/person\\\/2dc429bac9840e75ad08ab242c57dcbb\",\"name\":\"iMoney Editorial\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g\",\"caption\":\"iMoney Editorial\"},\"description\":\"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.\",\"sameAs\":[\"http:\\\/\\\/www.imoney.my\"],\"url\":\"https:\\\/\\\/www.imoney.my\\\/articles\\\/author\\\/chinglee\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Investment Basics We Should Remind Ourselves Of","description":"Learning from history and sticking to the investment basics may just save your investments. Here's how to get back to basics.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.imoney.my\/articles\/5-investment-basics","og_locale":"en_US","og_type":"article","og_title":"5 Investment Basics We Should Remind Ourselves Of","og_description":"Learning from history and sticking to the investment basics may just save your investments. Here's how to get back to basics.","og_url":"https:\/\/www.imoney.my\/articles\/5-investment-basics","og_site_name":"iMoney Malaysia","article_published_time":"2025-03-26T07:55:30+00:00","article_modified_time":"2025-03-26T10:22:10+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2023\/08\/23011005\/investment-basics_FB.jpg","type":"image\/jpeg"}],"author":"iMoney Editorial","twitter_card":"summary_large_image","twitter_misc":{"Written by":"iMoney Editorial","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#article","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics"},"author":{"name":"iMoney Editorial","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"headline":"Is It Time To Go Back To Investment Basics In 2025?","datePublished":"2025-03-26T07:55:30+00:00","dateModified":"2025-03-26T10:22:10+00:00","mainEntityOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics"},"wordCount":700,"commentCount":0,"image":{"@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/02\/23010514\/investment-basics.jpg","keywords":["investing","Investment","Money Management"],"articleSection":["Investment","Money Management"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.imoney.my\/articles\/5-investment-basics#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics","url":"https:\/\/www.imoney.my\/articles\/5-investment-basics","name":"5 Investment Basics We Should Remind Ourselves Of","isPartOf":{"@id":"https:\/\/www.imoney.my\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#primaryimage"},"image":{"@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#primaryimage"},"thumbnailUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/02\/23010514\/investment-basics.jpg","datePublished":"2025-03-26T07:55:30+00:00","dateModified":"2025-03-26T10:22:10+00:00","author":{"@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb"},"description":"Learning from history and sticking to the investment basics may just save your investments. Here's how to get back to basics.","breadcrumb":{"@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.imoney.my\/articles\/5-investment-basics"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#primaryimage","url":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/02\/23010514\/investment-basics.jpg","contentUrl":"https:\/\/static.imoney.my\/articles\/wp-content\/uploads\/2021\/02\/23010514\/investment-basics.jpg","width":1200,"height":628,"caption":"basic investment guide"},{"@type":"BreadcrumbList","@id":"https:\/\/www.imoney.my\/articles\/5-investment-basics#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.imoney.my\/articles\/"},{"@type":"ListItem","position":2,"name":"Investment","item":"https:\/\/www.imoney.my\/articles\/category\/investment"},{"@type":"ListItem","position":3,"name":"Is It Time To Go Back To Investment Basics In 2025?"}]},{"@type":"WebSite","@id":"https:\/\/www.imoney.my\/articles\/#website","url":"https:\/\/www.imoney.my\/articles\/","name":"iMoney Malaysia","description":"Everything you need to know about improving your personal finances.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.imoney.my\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.imoney.my\/articles\/#\/schema\/person\/2dc429bac9840e75ad08ab242c57dcbb","name":"iMoney Editorial","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/484677d6814081d0b791a545e2dd7d826425b53411de07415367b72a884f01c8?s=96&d=mm&r=g","caption":"iMoney Editorial"},"description":"iMoney Editorial Team is composed of 4 writers with wide-ranging interests and areas of expertise. Their primary responsibility is to write financial-related articles to share and educate Malaysians on how to save, make and grow their money.","sameAs":["http:\/\/www.imoney.my"],"url":"https:\/\/www.imoney.my\/articles\/author\/chinglee"}]}},"_links":{"self":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/9867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/comments?post=9867"}],"version-history":[{"count":12,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/9867\/revisions"}],"predecessor-version":[{"id":67489,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/posts\/9867\/revisions\/67489"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media\/57978"}],"wp:attachment":[{"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/media?parent=9867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/categories?post=9867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.imoney.my\/articles\/wp-json\/wp\/v2\/tags?post=9867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}