{"id":71471,"date":"2026-10-01T17:37:05","date_gmt":"2026-10-01T09:37:05","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=71471"},"modified":"2026-10-01T17:37:05","modified_gmt":"2026-10-01T09:37:05","slug":"cost-to-have-a-baby","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/zh\/cost-to-have-a-baby","title":{"rendered":"\u5b9d\u5b9d\u7684\u7b2c\u4e00\u4e2a\u6708\uff1a\u914d\u5957\u4ef7\u683c\u80cc\u540e\u7684\u8d26\u5355"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"%E4%B8%89%E7%A7%8D%E5%88%86%E5%A8%A9%E6%96%B9%E5%BC%8F%EF%BC%8C%E4%B8%89%E5%BC%A0%E7%9B%B8%E5%B7%AE%E7%94%9A%E8%BF%9C%E7%9A%84%E8%B4%A6%E5%8D%95\"><\/span>\u4e09\u79cd\u5206\u5a29\u65b9\u5f0f\uff0c\u4e09\u5f20\u76f8\u5dee\u751a\u8fdc\u7684\u8d26\u5355<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4ee5\u4e0b\u6240\u6709\u6570\u5b57\u90fd\u662f<strong>\u6765\u81ea\u5df2\u516c\u5e03\u6536\u8d39\u8868\u548c\u914d\u5957\u7684\u533a\u95f4<\/strong>\uff0c\u4e0d\u662f\u5355\u4e00\u6570\u5b57\u3002\u5206\u5a29\u8d39\u7528\u56e0\u533b\u9662\u3001\u75c5\u623f\u7b49\u7ea7\u3001\u5206\u5a29\u662f\u5426\u987a\u5229\uff0c\u4ee5\u53ca\u914d\u5957\u6084\u6084\u6392\u9664\u4e86\u4ec0\u4e48\u800c\u4e0d\u540c\u3002<\/p>\n<table class=\"imoney-table\">\n<thead>\n<tr>\n<th>\u9014\u5f84<\/th>\n<th>\u987a\u4ea7\uff08\u793a\u610f\uff09<\/th>\n<th>\u5256\u8179\u4ea7\uff08\u793a\u610f\uff09<\/th>\n<th>\u6570\u5b57\u4e0d\u5305\u62ec\u7684<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u653f\u5e9c\u533b\u9662\uff0c\u516c\u6c11<\/td>\n<td>\u6309\u75c5\u623f\u7b49\u7ea7RM10\u81f3RM300<\/td>\n<td>\u6309\u75c5\u623f\u7b49\u7ea7RM100\u81f3RM800<\/td>\n<td>\u75c5\u623f\u5347\u7ea7\uff1b\u90e8\u5206\u513f\u79d1\u590d\u8bca<\/td>\n<\/tr>\n<tr>\n<td>\u79c1\u7acb\u533b\u9662\uff0c\u914d\u5957<\/td>\n<td>\u987a\u4ea7\u914d\u5957RM3,199\uff08\u73ed\u53f0\u533b\u9662\u7231\u6781\u4e50\uff09\u81f3RM3,999\uff08\u73ed\u53f0\u533b\u9662\u5b89\u90a6\uff09<\/td>\n<td>\u540c\u4e00\u7cfb\u5217\u914d\u5957RM6,899\u81f3RM8,550\uff1b\u5409\u9686\u5761\u9ad8\u7aef\u533b\u9662\u5982\u9e70\u9601\u533b\u9662RM11,000\u81f3RM20,000<\/td>\n<td>\u5e76\u53d1\u75c7\u3001NICU\u3001\u52a0\u4f4f\u3001\u513f\u79d1\u533b\u751f\u3001\u90e8\u5206\u914d\u5957\u7684\u65e0\u75db\u5206\u5a29<\/td>\n<\/tr>\n<tr>\n<td>\u79c1\u7acb\uff0c\u8d70\u96c7\u4e3bpanel\u6216\u533b\u836f\u5361<\/td>\n<td>\u96f6\u81f3\u81ea\u4ed8\u989d\uff0c\u76f4\u5230\u4e0a\u9650<\/td>\n<td>\u96f6\u81f3\u81ea\u4ed8\u989d\uff0c\u76f4\u5230\u4e0a\u9650<\/td>\n<td>\u8d85\u51fa\u4ea7\u79d1\u4e0a\u9650\u7684\u4e00\u5207\uff1b\u7b49\u5019\u671f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>\u653f\u5e9c\u6570\u5b57\u4f9d1982\u5e74\uff08\u533b\u7597\uff09\u6536\u8d39\u4ee4\u7ecf2017\u5e74\u4fee\u8ba2\uff08\u536b\u751f\u90e8\uff09\u3002\u79c1\u7acb\u6570\u5b57\u6765\u81ea\u73ed\u53f0\u533b\u9662\u516c\u5e03\u7684\u3001\u6709\u6548\u81f32026\u5e7412\u670831\u65e5\u7684\u4ea7\u79d1\u914d\u5957\uff0c\u4ee5\u53caMotherhood 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class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\u533b\u836f\u5361<\/strong>\u628a\u987a\u4ea7\u89c6\u4e3a\u62e9\u671f\u9879\u76ee\uff0c\u6392\u9664\u5728\u6807\u51c6\u4f4f\u9662\u4fdd\u969c\u4e4b\u5916\u3002\u4ea7\u79d1\u4fdd\u969c\u53ea\u4ee5\u9644\u52a0\u9669\u5f62\u5f0f\u63d0\u4f9b\uff0c\u6709\u7b49\u5019\u671f\uff0c\u5e74\u5ea6\u4e0a\u9650\u53ef\u80fd\u8fdc\u4f4e\u4e8e\u4e00\u6b21\u79c1\u7acb\u5256\u8179\u3002\u6000\u5b55\u671f\u95f4\u624d\u4e70\u7684\u5361\u4e0d\u4f1a\u8d54\u4ed8\u8fd9\u4e00\u6b21\u6000\u5b55\u3002\u5e76\u53d1\u75c7\u662f\u4f8b\u5916\uff1a\u7d27\u6025\u5256\u8179\u6216NICU\u5165\u9662\u53ef\u80fd\u843d\u5165\u4e00\u822c\u4f4f\u9662\u4fdd\u969c\uff0c\u8fd9\u662f\u533b\u836f\u5361\u771f\u6b63\u503c\u56de\u4fdd\u8d39\u7684\u4e00\u79cd\u60c5\u51b5\u3002<\/p>\n<p><strong>\u96c7\u4e3b\u798f\u5229<\/strong>\u4ece\u96f6\u5230\u5168\u989d\u79c1\u7acb\u4fdd\u969c\u4e0d\u7b49\uff1bpanel\u8fd8\u662f\u62a5\u9500\u7684\u95ee\u9898\u540c\u6837\u9002\u7528\u3002<\/p>\n<p><strong>EPF Akaun Sejahtera<\/strong>\u5141\u8bb8\u5065\u5eb7\u63d0\u6b3e\uff0c\u4f46\u4ec5\u9650\u4e8eEPF\u6838\u51c6\u6e05\u5355\u4e0a\u7684\u91cd\u5927\u75be\u75c5\u3001\u533b\u7597\u5668\u6750\u548c\u751f\u80b2\u6cbb\u7597\u3002\u5e38\u89c4\u5206\u5a29\u4e0d\u5728\u6e05\u5355\u4e0a\u3002\u4e0d\u8981\u6307\u671b\u5b83\u3002<\/p>\n<p><strong>\u4ea7\u5047\u5de5\u8d44\u6765\u81ea\u4f60\u7684\u96c7\u4e3b\uff0c\u4e0d\u662fPERKESO\u3002<\/strong> 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id=\"%E5%9C%A8%E5%AE%B6%E7%9A%84%E7%AC%AC%E4%B8%80%E4%B8%AA%E6%9C%88%EF%BC%9A%E7%94%A8%E4%B8%A4%E6%AC%A1%E7%9A%84%E4%B8%9C%E8%A5%BF\"><\/span>\u5728\u5bb6\u7684\u7b2c\u4e00\u4e2a\u6708\uff1a\u7528\u4e24\u6b21\u7684\u4e1c\u897f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u56de\u5bb6\u4ee5\u540e\uff0c\u82b1\u94b1\u7684\u5f62\u72b6\u53d8\u4e86\u3002\u5b83\u4e0d\u518d\u662f\u4e00\u5f20\u5927\u8d26\u5355\uff0c\u800c\u662f\u4e94\u5341\u5f20\u5c0f\u8d26\u5355\uff0c\u800c\u5176\u4e2d\u76f8\u5f53\u4e00\u90e8\u5206\u662f\u4e70\u6765\u77ed\u6682\u4f7f\u7528\u7684\u4e1c\u897f\u3002<\/p>\n<p><strong>\u4e70\u4e00\u6b21\uff0c\u7528\u51e0\u5468\uff1a<\/strong> 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