{"id":71336,"date":"2026-09-28T11:00:58","date_gmt":"2026-09-28T03:00:58","guid":{"rendered":"https:\/\/www.imoney.my\/articles\/?p=71336"},"modified":"2026-09-25T14:10:44","modified_gmt":"2026-09-25T06:10:44","slug":"us-stocks-withholding-tax-malaysia-investors","status":"publish","type":"post","link":"https:\/\/www.imoney.my\/articles\/zh\/us-stocks-withholding-tax-malaysia-investors","title":{"rendered":"\u4ece\u9a6c\u6765\u897f\u4e9a\u4e70\u7f8e\u80a1\uff1a\u4f60\u8fd8\u6ca1\u770b\u5230\u4e00\u4ed9\u4e4b\u524d\u7684\u90a330%"},"content":{"rendered":"<h2><span class=\"ez-toc-section\" id=\"%E9%A2%84%E6%89%A3%E7%A8%8E%E6%98%AF%E4%BB%80%E4%B9%88\"><\/span>\u9884\u6263\u7a0e\u662f\u4ec0\u4e48<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7f8e\u56fd\u516c\u53f8\u5411\u5916\u56fd\u6295\u8d44\u8005\u6d3e\u53d1\u80a1\u606f\u65f6\uff0c\u7f8e\u56fd\u56fd\u7a0e\u5c40\u5728\u6e90\u5934\u5148\u5207\u4e00\u5757\u3002\u4e0e\u7f8e\u56fd\u6709\u7efc\u5408\u7a0e\u52a1\u534f\u5b9a\u7684\u56fd\u5bb6\u7684\u6295\u8d44\u8005\uff0c\u8fd9\u4e00\u5757\u901a\u5e38\u51cf\u5c11\u3002\u9a6c\u6765\u897f\u4e9a\u4e0e\u7f8e\u56fd\u6ca1\u6709\u8fd9\u6837\u7684\u534f\u5b9a\uff0c\u6240\u4ee5\u9002\u7528\u9ed8\u8ba4\u7a0e\u7387\uff1a\u80a1\u606f\u7684<strong>30%<\/strong>\uff0c\u5728\u6d3e\u53d1\u524d\u5c31\u6263\u6389\u3002<\/p>\n<p>\u6240\u4ee5\u4e00\u53ea\u80a1\u606f\u73873%\u7684\u7f8e\u80a1\uff0c\u9a6c\u6765\u897f\u4e9a\u6301\u6709\u4eba\u5b9e\u9645\u62ff\u52302.1%\u3002\u4e00\u53ea\u7f8e\u56fd\u6ce8\u518c\u7684\u6d3e\u606fETF\uff0c\u80a1\u606f\u73874%\uff0c\u5230\u624b2.8%\u3002\u8bf4\u660e\u4e66\u663e\u793a\u7684\u662f\u6bdb\u989d\uff0c\u4f60\u7684\u6708\u7ed3\u5355\u663e\u793a\u7684\u662f\u51c0\u989d\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%AE%83%E4%B8%8D%E9%80%82%E7%94%A8%E4%BA%8E%E4%BB%80%E4%B9%88\"><\/span>\u5b83\u4e0d\u9002\u7528\u4e8e\u4ec0\u4e48<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u9884\u6263\u7a0e\u9002\u7528\u4e8e<strong>\u80a1\u606f<\/strong>\uff0c\u4e0d\u9002\u7528\u4e8e<strong>\u8d44\u672c\u5229\u5f97<\/strong>\u3002\u4f60\u4ee5100\u4e70\u5165\u4e00\u53ea\u7f8e\u80a1\uff0c130\u5356\u51fa\uff0c\u7f8e\u56fd\u4e0d\u5bf9\u975e\u5c45\u6c11\u6295\u8d44\u8005\u7684\u8fd930\u5f81\u7a0e\u3002\u800c\u5728\u9a6c\u6765\u897f\u4e9a\u8fd9\u4e00\u8fb9\uff0c\u4e2a\u4eba\u4e0d\u5728\u9002\u7528\u4e8e\u516c\u53f8\u7684\u5916\u56fd\u8d44\u4ea7\u8d44\u672c\u5229\u5f97\u7a0e\u8303\u56f4\u5185\uff0c\u800c\u9a6c\u6765\u897f\u4e9a\u5c45\u6c11\u4e2a\u4eba\u5728\u9a6c\u6765\u897f\u4e9a\u6536\u53d6\u7684\u5916\u56fd\u6765\u6e90\u6536\u5165\uff0c\u6839\u636e2024\u5e7412\u6708\u9881\u5e03\u7684\u6cd5\u4ee4\uff0c\u8c41\u514d\u81f32036\u5e7412\u670831\u65e5\uff0c\u6761\u4ef6\u662f\u8be5\u6536\u5165\u5728\u6765\u6e90\u56fd\u5df2\u88ab\u5f81\u7a0e\uff0c\u4e14\u4e0d\u6765\u81ea\u9a6c\u6765\u897f\u4e9a\u7684\u5408\u4f19\u4e1a\u52a1\u3002\u5df2\u7ecf\u88ab\u626330%\u7684\u7f8e\u56fd\u80a1\u606f\u7b26\u5408\u8fd9\u4e2a\u6761\u4ef6\u3002<\/p>\n<p>\u5b9e\u9645\u7ed3\u679c\uff1a\u4e00\u9879\u51e0\u4e4e\u4e0d\u6d3e\u606f\u7684\u7f8e\u56fd\u589e\u957f\u578b\u6301\u4ed3\uff0c\u51e0\u4e4e\u4e0d\u56e0\u9884\u6263\u7a0e\u800c\u635f\u5931\u3002\u4e00\u9879\u9ad8\u80a1\u606f\u7684\u7f8e\u56fd\u6301\u4ed3\uff0c\u635f\u5931\u8fd1\u4e09\u5206\u4e4b\u4e00\u7684\u6536\u5165\u3002\u540c\u6837\u7684&#8221;\u7f8e\u56fd\u655e\u53e3&#8221;\uff0c\u56e0\u56de\u62a5\u5230\u6765\u7684\u65b9\u5f0f\u4e0d\u540c\u800c\u8868\u73b0\u8fe5\u5f02\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%88%B8%E5%95%86%E5%81%9A%E4%BB%80%E4%B9%88%E3%80%81%E4%B8%8D%E5%81%9A%E4%BB%80%E4%B9%88\"><\/span>\u5238\u5546\u505a\u4ec0\u4e48\u3001\u4e0d\u505a\u4ec0\u4e48<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u4f60\u7684\u5238\u5546\u4f1a\u8981\u6c42\u4f60\u586b\u5199<strong>W-8BEN\u8868<\/strong>\uff0c\u8bc1\u660e\u4f60\u4e0d\u662f\u7f8e\u56fd\u4eba\u3002\u586b\uff0c\u5b83\u662f\u5f3a\u5236\u7684\uff0c\u6709\u6548\u671f\u7ea6\u4e09\u5e74\u3002\u4f46\u8981\u660e\u767d\u5b83\u7684\u4f5c\u7528\u3002\u591a\u6570\u9a6c\u6765\u897f\u4e9a\u535a\u5ba2\u8bf4\u9519\u4e86\uff1aW-8BEN\u4e0d\u4f1a\u628a30%\u51cf\u523015%\u3002\u90a3\u4e2a\u51cf\u514d\u53ea\u7ed9\u534f\u5b9a\u56fd\u7684\u5c45\u6c11\uff0c\u9a6c\u6765\u897f\u4e9a\u4e0d\u662f\u3002\u5bf9\u9a6c\u6765\u897f\u4e9a\u4eba\uff0c\u8fd9\u4efd\u8868\u662f\u786e\u8ba430%\uff1b\u6ca1\u6709\u534f\u5b9a\u7a0e\u7387\u53ef\u4ee5\u7533\u8bf7\u3002<\/p>\n<p>\u5238\u5546\u4e5f\u4e0d\u4f1a\u66ff\u4f60\u7533\u8bf7\u9000\u56de\u4efb\u4f55\u4e1c\u897f\uff0c\u56e0\u4e3a\u6ca1\u6709\u4e1c\u897f\u53ef\u9000\u300230%\u662f\u6700\u7ec8\u7684\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E7%BB%93%E6%9E%84%E5%9C%A8%E5%93%AA%E9%87%8C%E6%94%B9%E5%8F%98%E7%AE%97%E6%9C%AF\"><\/span>\u7ed3\u6784\u5728\u54ea\u91cc\u6539\u53d8\u7b97\u672f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8fd9\u662f\u591a\u6570\u653b\u7565\u8df3\u8fc7\u7684\u90e8\u5206\u3002\u9884\u6263\u7a0e\u7531\u7f8e\u56fd\u5bf9<em>\u4ece\u7f8e\u56fd\u6d41\u51fa<\/em>\u7684\u80a1\u606f\u5f81\u6536\u3002\u57fa\u91d1\u6ce8\u518c\u5728\u54ea\u91cc\uff0c\u51b3\u5b9a\u8c01\u6765\u4ed8\u3002<\/p>\n<p><strong>\u7f8e\u56fd\u6ce8\u518c\u7684ETF<\/strong>\u6301\u6709\u7f8e\u80a1\uff0c\u4ee5\u6bdb\u989d\u6536\u53d6\u80a1\u606f\uff0c\u7136\u540e\u5728\u57fa\u91d1\u5bf9\u4f60\u6d3e\u53d1\u7684\u73af\u8282\u626330%\u3002<\/p>\n<p><strong>\u7231\u5c14\u5170\u6ce8\u518c\u7684UCITS ETF<\/strong>\u6301\u6709\u540c\u6837\u7684\u7f8e\u80a1\uff0c\u5728\u7f8e\u56fd\u5bf9\u57fa\u91d1\u7684\u73af\u8282\u6309\u7f8e\u7231\u534f\u5b9a\u53ea\u626315%\uff0c\u7136\u540e\u5411\u975e\u5c45\u6c11\u6d3e\u53d1\u65f6\u7231\u5c14\u5170\u4e0d\u518d\u9884\u6263\u3002\u4f60\u7684\u6709\u6548\u6d41\u5931\u5927\u7ea6\u51cf\u534a\u3002\u5362\u68ee\u5821\u6ce8\u518c\u7684\u57fa\u91d1\u62ff\u4e0d\u5230\u540c\u6837\u7684\u534f\u5b9a\u7a0e\u7387\u3002<\/p>\n<p><strong>\u7d2f\u79ef\u578bUCITS ETF<\/strong>\u518d\u8fdb\u4e00\u6b65\uff1a\u5b83\u6839\u672c\u4e0d\u6d3e\u53d1\u3002\u80a1\u606f\u572815%\u7684\u57fa\u91d1\u5c42\u9884\u6263\u540e\u5728\u57fa\u91d1\u5185\u518d\u6295\u8d44\uff0c\u4f60\u7684\u56de\u62a5\u5168\u90e8\u4ee5\u8d44\u672c\u5229\u5f97\u7684\u5f62\u5f0f\u5230\u6765\uff0c\u800c\u5bf9\u9a6c\u6765\u897f\u4e9a\u4e2a\u4eba\u6765\u8bf4\uff0c\u8fd9\u4e24\u7aef\u90fd\u4e0d\u5f81\u7a0e\u3002<\/p>\n<p>\u540c\u6837\u7684\u5e95\u5c42\u80a1\u7968\u3002\u4e09\u79cd\u7ed3\u6784\u3002\u80a1\u606f\u7a0e\u6d41\u5931\u7ea630%\u300115%\u548c15%\u4e14\u4e0d\u6d3e\u53d1\u3002<\/p>\n<p>\u8fd9\u6709\u591a\u91cd\u8981\uff0c\u5b8c\u5168\u53d6\u51b3\u4e8e\u56de\u62a5\u4e2d\u80a1\u606f\u5360\u591a\u5c11\u3002\u5bf9\u5bbd\u57fa\u7684\u6807\u666e500\u655e\u53e3\uff0c\u7f8e\u56fd\u516c\u53f8\u8d8a\u6765\u8d8a\u591a\u5730\u901a\u8fc7\u56de\u8d2d\u800c\u975e\u80a1\u606f\u56de\u9988\u73b0\u91d1\uff0c\u6ce8\u518c\u5730\u7684\u5dee\u8ddd\u6bd4\u6807\u9898\u6697\u793a\u7684\u5c0f\uff1a\u5b89\u6c38\u6bd4\u8f83Vanguard\u7f8e\u56fd\u6ce8\u518c\u4e0e\u7231\u5c14\u5170\u6ce8\u518c\u7684\u6807\u666e500\u57fa\u91d1\u57282013\u81f32024\u5e74\u7684\u8868\u73b0\uff0c\u7d2f\u8ba1\u56de\u62a5\u5206\u522b\u4e3a180.7%\u5bf9183.9%\uff0c\u80a1\u606f\u518d\u6295\u8d44\u540e\u57281,000\u7f8e\u5143\u672c\u91d1\u4e0a\u76f8\u5dee\u7ea682\u7f8e\u5143\u3002\u5bf9\u9ad8\u80a1\u606f\u7b56\u7565\uff0c\u5dee\u8ddd\u5f88\u5927\u3002\u628a\u62c5\u5fc3\u5bf9\u51c6\u7b56\u7565\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%A4%9A%E6%95%B0%E6%94%BB%E7%95%A5%E5%AE%8C%E5%85%A8%E6%BC%8F%E6%8E%89%E7%9A%84%E6%88%90%E6%9C%AC\"><\/span>\u591a\u6570\u653b\u7565\u5b8c\u5168\u6f0f\u6389\u7684\u6210\u672c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8fd8\u6709\u7b2c\u4e8c\u79cd\u7f8e\u56fd\u7a0e\u4e0e\u80a1\u606f\u65e0\u5173\uff0c\u800c\u5b89\u6c38\u8ba4\u4e3a\u5b83\u66f4\u91cd\u8981\u3002\u7f8e\u56fd\u5883\u5185\u8d44\u4ea7\uff0c\u5305\u62ec\u7f8e\u80a1\u548c\u7f8e\u56fd\u6ce8\u518c\u7684ETF\uff0c\u843d\u5728\u9488\u5bf9\u975e\u5c45\u6c11\u7684\u7f8e\u56fd\u9057\u4ea7\u7a0e\u8303\u56f4\u5185\uff0c\u514d\u7a0e\u989d\u53ea\u670960,000\u7f8e\u5143\uff0c\u8d85\u51fa\u90e8\u5206\u7a0e\u7387\u53ef\u8fbe40%\u3002\u4e00\u4f4d\u9a6c\u6765\u897f\u4e9a\u6295\u8d44\u8005\u8fc7\u4e16\u65f6\u6301\u6709400,000\u7f8e\u5143\u7684\u7f8e\u56fd\u6ce8\u518c\u57fa\u91d1\uff0c\u9057\u4ea7\u5728\u5206\u914d\u4e4b\u524d\u5148\u6b20\u7f8e\u56fd\u7a0e\u3002\u7231\u5c14\u5170\u6ce8\u518c\u7684UCITS ETF\u4e0d\u5c5e\u7f8e\u56fd\u5883\u5185\u8d44\u4ea7\uff0c\u5728\u6b64\u4e4b\u5916\uff0c\u800c\u7231\u5c14\u5170\u5bf9\u975e\u5c45\u6c11\u6301\u6709\u4eba\u4e0d\u5f81\u9057\u4ea7\u7a0e\u6216\u8d60\u4e0e\u7a0e\u3002\u5bf9\u957f\u671f\u6301\u6709\u8005\uff0c\u8fd9\u624d\u662f\u5728\u4e4e\u6ce8\u518c\u5730\u7684\u66f4\u5f3a\u7406\u7531\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BF%99%E4%B8%8D%E6%84%8F%E5%91%B3%E7%9D%80%E4%BB%80%E4%B9%88\"><\/span>\u8fd9\u4e0d\u610f\u5473\u7740\u4ec0\u4e48<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8fd9\u4e0d\u610f\u5473\u7740\u7f8e\u80a1\u5bf9\u9a6c\u6765\u897f\u4e9a\u4eba\u662f\u574f\u4e3b\u610f\u3002\u5b83\u610f\u5473\u7740<em>\u8def\u7ebf<\/em>\u91cd\u8981\uff0c\u800c\u9ad8\u80a1\u606f\u7b56\u7565\u4ece\u8fd9\u91cc\u51fa\u53d1\u5728\u7ed3\u6784\u4e0a\u662f\u5403\u4e8f\u7684\uff0c\u589e\u957f\u578b\u6216\u7d2f\u79ef\u578b\u7b56\u7565\u5219\u4e0d\u662f\u3002<\/p>\n<p>\u8fd9\u4e0d\u610f\u5473\u7740\u7231\u5c14\u5170\u6ce8\u518c\u7684ETF\u603b\u662f\u66f4\u597d\u3002\u5b83\u4eec\u6709\u81ea\u5df1\u7684\u8d39\u7528\uff0c\u5728\u67d0\u4e9b\u4ea4\u6613\u6240\u6d41\u52a8\u6027\u8f83\u4f4e\uff0c\u800c\u4e14\u4e0d\u662f\u6bcf\u5bb6\u9a6c\u6765\u897f\u4e9a\u4eba\u80fd\u7528\u7684\u5238\u5546\u90fd\u63d0\u4f9b\u5b83\u4eec\u4e3b\u8981\u4ea4\u6613\u7684\u4f26\u6566\u6216\u963f\u59c6\u65af\u7279\u4e39\u4e0a\u5e02\u54c1\u79cd\uff1b\u5148\u67e5\u4f60\u7684\u5238\u5546\uff0c\u4e0d\u8981\u5047\u8bbe\u3002<\/p>\n<p>\u5b83\u4e5f\u4e0d\u6539\u53d8\u8d39\u7528\u7eaa\u5f8b\uff1a\u4e0d\u8bba\u6ce8\u518c\u5730\uff0c0.3%\u7684\u5e74\u8d39\u80dc\u8fc71.5%\u3002<\/p>\n<p><div class=\"block block--success\"><div class=\"block__title\">\u518d\u8bf4\u4e00\u6b21\uff0c\u884c\u52a8<\/div><div>\u5bf9\u6bcf\u4e00\u9879\u7f8e\u80a1\u76f8\u5173\u6301\u4ed3\uff0c\u5728\u8bf4\u660e\u4e66\u4e0a\u627e\u4e24\u4e2a\u4e8b\u5b9e\uff1a\u6d3e\u606f\u8fd8\u662f\u7d2f\u79ef\uff0c\u6ce8\u518c\u5730\u5728\u54ea\u91cc\u3002\u5982\u679c\u4f60\u6301\u6709\u7f8e\u56fd\u6ce8\u518c\u7684\u6d3e\u606f\u57fa\u91d1\uff0c\u4f60\u73b0\u5728\u77e5\u9053\u4e3a\u4ec0\u4e48\u4f60\u7684\u6536\u76ca\u6bd4\u5e7f\u544a\u4f4e\u4e09\u5206\u4e4b\u4e00\uff0c\u4ee5\u53ca\u66ff\u4ee3\u7ed3\u6784\u957f\u4ec0\u4e48\u6837\u3002\u5982\u679c\u4f60\u6301\u6709\u4efb\u4f55\u5927\u989d\u7684\u7f8e\u56fd\u6ce8\u518c\u4ed3\u4f4d\uff0c\u9057\u4ea7\u95ee\u9898\u503c\u5f97\u548c\u987e\u95ee\u8c08\u4e00\u8c08\u3002<br \/>\n<\/div><\/div><br \/>\n<small><strong>\u8d44\u6599\u6765\u6e90:<\/strong> \u7f8e\u56fd\u56fd\u7a0e\u5c40\u5173\u4e8e\u975e\u5c45\u6c11\u9884\u6263\u7a0e\u4e0e\u9057\u4ea7\u7a0e\u7684\u6307\u5357\uff1b\u7f8e\u56fd\u4e0e\u7231\u5c14\u5170\u6240\u5f97\u7a0e\u534f\u5b9a\uff1b\u6240\u5f97\u7a0e\uff08\u8c41\u514d\uff09\u4ee4P.U.(A) 451\/2024\uff1b2025\u5e74\u8d22\u653f\u9884\u7b97\u6848\uff1b\u666e\u534e\u6c38\u9053\u9a6c\u6765\u897f\u4e9a\u7a0e\u52a1\u6458\u8981\uff1b\u300aThe Edge\u300b\u3008Navigating taxation in global investing\u3009\uff0c2026\u5e743\u67082\u81f38\u65e5\uff08\u5b89\u6c38\uff09\uff1b\u6240\u7528\u4f8b\u5b50\u7684\u57fa\u91d1\u8bf4\u660e\u4e66\u3002<\/small><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u57fa\u91d1\u8bf4\u660e\u4e66\u4e0a\u7684\u80a1\u606f\u7387\uff0c\u4e0d\u662f\u5230\u4f60\u8d26\u6237\u7684\u80a1\u606f\u7387\u3002\u5bf9\u6301\u6709\u7f8e\u56fd\u4e0a\u5e02\u80a1\u7968\u6216ETF\u7684\u9a6c\u6765\u897f\u4e9a\u6295\u8d44\u8005\uff0c\u4e00\u7b14\u9884\u6263\u7a0e\u5728\u4f60\u770b\u5230\u4e00\u4ed9\u4e4b\u524d\u5c31\u5148\u6263\u8d70\u4e86\uff0c\u800c\u7ed5\u8fc7\u5b83\u7684\u65b9\u6cd5\u4e0d\u662f\u591a\u6570\u4eba\u60f3\u7684\u90a3\u4e00\u79cd\u3002<\/p>\n","protected":false},"author":1,"featured_media":71157,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8179,8233],"tags":[8586,8584,8588,8582],"class_list":["post-71336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-8179","category-8233","tag-8586","tag-etf","tag-8588","tag-8582"],"acf":[],"yoast_head":"<!-- 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